For the base model
XC90 B6 Ultimate, whose price is
₹1.06 Crore, you will need to do a down payment of
₹9,44,840. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹1,95,667 for a 5 years loan.