For the base model
S90 B5 Ultimate, whose price is
₹80.40 Lakh, you will need to do a down payment of
₹12,50,268. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹1,37,677 for a 5 years loan.