For the base model
S90 B5 Ultimate, whose price is
₹73.41 Lakh, you will need to do a down payment of
₹6,50,935. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹1,35,649 for a 5 years loan.