For the base model
XC40 T4 R-Design, whose price is
₹53.21 Lakh, you will need to do a down payment of
₹8,71,356. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹90,230 for a 5 years loan.