For the base model
Ioniq 5 , whose price is
₹ 48.72 Lakh, you will need to do a down payment of
₹ 2,77,295. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 93,170 for a 5 years loan.