Volkswagen Taigun Car Loan EMI Calculator

₹ 23,154.
Here is how - Volkswagen Taigun price starts from ₹ 13,50,808 in Mumbai. If you pay a down payment of ₹ 2,08,888 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 23,154.

The cheapest Taigun model is Comfortline 1.0 TSI MT which is priced at ₹ 13,50,808 in Mumbai. You will need to pay at least a ₹ 2,08,888 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Taigun.

Version	On-road price in Mumbai	Max Loan
Topline 1.0 TSI MT (Electric Seats)	₹ 18,94,170	₹ 16,03,850
Topline 1.0 TSI AT (Electric Seats)	₹ 20,55,163	₹ 17,41,751
GT Plus Chrome 1.5 TSI DSG	₹ 22,41,942	₹ 18,94,607
Sport GT Line 1.0 MT	₹ 16,90,337	₹ 14,32,748
Sport GT Line 1.0 AT	₹ 18,18,405	₹ 15,38,953
Sport GT Plus 1.5 DSG	₹ 22,70,235	₹ 19,18,805
Comfortline 1.0 TSI MT	₹ 13,50,808	₹ 11,41,920
Highline 1.0 TSI MT	₹ 14,87,446	₹ 12,58,959
Highline 1.0 TSI AT	₹ 16,00,230	₹ 13,55,566
Highline Plus 1.0 TSI MT	₹ 16,45,277	₹ 13,94,152
Highline Plus 1.0 TSI AT	₹ 17,73,557	₹ 15,00,537

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Taigun Comfortline 1.0 TSI MT will be ₹ 21,054 but you will have to pay interest of ₹ 6,26,616 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 42,329, but your interest payment will be only ₹ 3,81,924 over the 3 years period.

₹ 23,154
Volkswagen Taigun price starts from ₹ 13,50,808 in Mumbai.

We have considered
Down-payement : ₹ 2,08,888
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Taigun with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 4,51,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Taigun starts from ₹ 13.51 Lakh, you can get a loan with an annual income as low as ₹ 4.51 lakh.

Here are the most important things you should consider while getting a car loan for a new Taigun

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.