For the base model
X5 2008 , whose price is
₹ 69.55 Lakh, you will need to do a down payment of
₹ 8,55,087. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 1,55,317 for a 5 years loan.