For the base model
X5 2012 , whose price is
₹ 62.93 Lakh, you will need to do a down payment of
₹ 21,11,714. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 1,63,819 for a 5 years loan.