For the base model
X3 2018 , whose price is
₹ 60.38 Lakh, you will need to do a down payment of
₹ 13,67,093. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 1,31,594 for a 5 years loan.