For the base model
Polo 2012 , whose price is
₹ 5.86 Lakh, you will need to do a down payment of
₹ 1,36,234. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 16,944 for a 5 years loan.