For the base model
Octavia 2001 , whose price is
₹ 12.54 Lakh, you will need to do a down payment of
₹ 2,20,392. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 20,962 for a 5 years loan.