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      Skoda Kodiaq Car Loan EMI Calculator

      Skoda Kodiaq EMI starts at 78,071 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 7.22 Lakh. Skoda Kodiaq price starts at ₹ 45.72 Lakh and goes up to ₹ 47.82 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

      Skoda Kodiaq
      SkodaKodiaq₹ 45.72 - 47.82 Lakh

      Variant

      Style

      Right Arrow

      City

      Mumbai

      Right Arrow

      Adjust Kodiaq Car Loan Parameters

      On-Road Price

      ₹ 45,72,377

      Kodiaq Style EMI

      78,071 for 5 Years

      Down Payment
      Loan Tenure (Months)
      Bank Interest Rate
      %

      Skoda Kodiaq Style Car Loan EMI

      On-Road Price₹ 45,72,377
      Ex-Showroom Price₹ 3850338
      Max Loan Amount₹ 3850338
      Down Payment as per your Selectiont₹ 7,22,039
      Loan Amount₹ 38,50,338
      EMI Amount 78,071
      Interest Component8,33,922(17.8%)
      Principal Component38,50,338(82.2%)
      Total Payable over 5 Years46,84,260
      Note: This doesn't include bank processing fee.

      Skoda Kodiaq Loan Repayment Schedule

      This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

      MonthsPrincipal PaidInterest PaidBalance Loan
      12₹ 6,52,409₹ 2,84,443₹ 31,97,929
      24₹ 7,06,557₹ 2,30,295₹ 24,91,372
      36₹ 7,65,203₹ 1,71,649₹ 17,26,169
      48₹ 8,28,714₹ 1,08,138₹ 8,97,455
      60₹ 8,97,455₹ 39,356₹ 0

      Skoda Kodiaq EMI

      Skoda Kodiaq Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 7,22,039

      On-Road Price in MumbaiMin Down PaymentEMI
      Style

      ₹ 45,72,377

      ₹7,22,039₹78,071
      Sportline

      ₹ 47,40,779

      ₹7,48,549₹80,948
      L&K

      ₹ 47,82,421

      ₹7,83,421₹81,085

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      Explore more about Skoda Kodiaq

      Skoda Kodiaq
      Skoda Kodiaq
      ₹ 45.72 - 47.82 Lakh On-Road Price, Mumbai

      Kodiaq EMI FAQs

      ₹ 78,071.
      Here is how - Skoda Kodiaq price starts from ₹ 45,72,377 in Mumbai. If you pay a down payment of ₹ 7,22,039 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 78,071.
      The cheapest Kodiaq model is Style which is priced at ₹ 45,72,377 in Mumbai. You will need to pay at least a ₹ 7,22,039 down payment to buy this model.

      Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
      Here is a model wise list of max loan amount for Kodiaq.
      VersionOn-road price in MumbaiMax Loan
      Style₹ 45,72,377₹ 38,50,338
      Sportline₹ 47,40,779₹ 39,92,230
      L&K₹ 47,82,421₹ 39,99,000

      As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

      Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
      • 1. If you select a higher tenure loan, let's say 7 years, your EMI for Kodiaq Style will be ₹ 71,266 but you will have to pay interest of ₹ 21,36,006 over the period of 7 years.
      • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 1,43,282, but your interest payment will be only ₹ 13,07,814 over the 3 years period.