Maruti Suzuki Jimny Car Loan EMI Calculator

₹ 24,970.
Here is how - Maruti Suzuki Jimny price starts from ₹ 14,46,239 in Mumbai. If you pay a down payment of ₹ 2,14,739 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 24,970.

The cheapest Jimny model is Zeta Petrol Manual which is priced at ₹ 14,46,239 in Mumbai. You will need to pay at least a ₹ 2,14,739 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Jimny.

Version	On-road price in Mumbai	Max Loan
Zeta Petrol Manual	₹ 14,46,239	₹ 12,31,500
Zeta Petrol Automatic	₹ 15,69,060	₹ 13,37,500
Alpha Petrol Manual	₹ 15,52,491	₹ 13,23,200
Alpha Petrol Automatic	₹ 16,75,313	₹ 14,29,200
Alpha Petrol Manual Dual Tone	₹ 15,70,335	₹ 13,38,600
Alpha Petrol Automatic Dual Tone	₹ 16,93,157	₹ 14,44,600

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Jimny Zeta Petrol Manual will be ₹ 22,541 but you will have to pay interest of ₹ 6,61,944 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 45,320, but your interest payment will be only ₹ 4,00,020 over the 3 years period.

₹ 24,970
Maruti Suzuki Jimny price starts from ₹ 14,46,239 in Mumbai.

We have considered
Down-payement : ₹ 2,14,739
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Jimny with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 4,83,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Jimny starts from ₹ 14.46 Lakh, you can get a loan with an annual income as low as ₹ 4.83 lakh.

Here are the most important things you should consider while getting a car loan for a new Jimny

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.