For the base model
Grand Vitara 2003 , whose price is
₹ 20.34 Lakh, you will need to do a down payment of
₹ 2,14,036. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 36,895 for a 5 years loan.