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      Maruti Suzuki Ciaz Car Loan EMI Calculator

      Maruti Suzuki Ciaz EMI starts at 19,060 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 1.45 Lakh. Maruti Suzuki Ciaz price starts at ₹ 10.85 Lakh and goes up to ₹ 14.56 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

      Maruti Suzuki Ciaz
      Maruti SuzukiCiaz₹ 10.85 - 14.56 Lakh

      Variant

      Sigma 1.5

      Right Arrow

      City

      Mumbai

      Right Arrow

      Adjust Ciaz Car Loan Parameters

      On-Road Price

      ₹ 10,85,015

      Ciaz Sigma 1.5 EMI

      19,060 for 5 Years

      Down Payment
      Loan Tenure (Months)
      Bank Interest Rate
      %

      Maruti Suzuki Ciaz Sigma 1.5 Car Loan EMI

      On-Road Price₹ 10,85,015
      Ex-Showroom Price₹ 940000
      Max Loan Amount₹ 940000
      Down Payment as per your Selectiont₹ 1,45,015
      Loan Amount₹ 9,40,000
      EMI Amount 19,060
      Interest Component2,03,600(17.8%)
      Principal Component9,40,000(82.2%)
      Total Payable over 5 Years11,43,600
      Note: This doesn't include bank processing fee.

      Maruti Suzuki Ciaz Loan Repayment Schedule

      This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

      MonthsPrincipal PaidInterest PaidBalance Loan
      12₹ 1,59,281₹ 69,439₹ 7,80,719
      24₹ 1,72,503₹ 56,217₹ 6,08,216
      36₹ 1,86,821₹ 41,899₹ 4,21,395
      48₹ 2,02,326₹ 26,394₹ 2,19,069
      60₹ 2,19,069₹ 9,601₹ 0

      Maruti Suzuki Ciaz EMI

      Maruti Suzuki Ciaz Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 1,45,015

      On-Road Price in MumbaiMin Down PaymentEMI
      Sigma 1.5

      ₹ 10,85,015

      ₹1,45,015₹19,060
      Delta 1.5

      ₹ 11,73,483

      ₹1,73,483₹20,276
      Zeta 1.5

      ₹ 12,19,675

      ₹1,79,675₹21,087
      Alpha 1.5

      ₹ 13,10,905

      ₹1,91,905₹22,689
      Delta 1.5 AT

      ₹ 13,00,512

      ₹1,90,512₹22,507
      Alpha 1.5 Dual Tone

      ₹ 13,29,383

      ₹1,94,383₹23,014
      Zeta 1.5 AT

      ₹ 13,46,704

      ₹1,96,704₹23,318
      Alpha 1.5 AT

      ₹ 14,37,935

      ₹2,08,935₹24,920
      Alpha 1.5 AT Dual Tone

      ₹ 14,56,411

      ₹2,11,411₹25,244

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      Explore more about Maruti Suzuki Ciaz

      Maruti Suzuki Ciaz
      Maruti Suzuki Ciaz
      ₹ 10.85 - 14.56 Lakh On-Road Price, Mumbai

      Ciaz EMI FAQs

      ₹ 19,060.
      Here is how - Maruti Suzuki Ciaz price starts from ₹ 10,85,015 in Mumbai. If you pay a down payment of ₹ 1,45,015 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 19,060.
      The cheapest Ciaz model is Sigma 1.5 which is priced at ₹ 10,85,015 in Mumbai. You will need to pay at least a ₹ 1,45,015 down payment to buy this model.

      Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
      Here is a model wise list of max loan amount for Ciaz.
      VersionOn-road price in MumbaiMax Loan
      Sigma 1.5₹ 10,85,015₹ 9,40,000
      Delta 1.5₹ 11,73,483₹ 10,00,000
      Zeta 1.5₹ 12,19,675₹ 10,40,000
      Alpha 1.5₹ 13,10,905₹ 11,19,000
      Delta 1.5 AT₹ 13,00,512₹ 11,10,000
      Alpha 1.5 Dual Tone₹ 13,29,383₹ 11,35,000
      Zeta 1.5 AT₹ 13,46,704₹ 11,50,000
      Alpha 1.5 AT₹ 14,37,935₹ 12,29,000
      Alpha 1.5 AT Dual Tone₹ 14,56,411₹ 12,45,000

      As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

      Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
      • 1. If you select a higher tenure loan, let's say 7 years, your EMI for Ciaz Sigma 1.5 will be ₹ 16,911 but you will have to pay interest of ₹ 4,80,524 over the period of 7 years.
      • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 34,000, but your interest payment will be only ₹ 2,84,000 over the 3 years period.