Isuzu D-Max Car Loan EMI Calculator

₹ 39,537.
Here is how - Isuzu D-Max price starts from ₹ 23,68,730 in Mumbai. If you pay a down payment of ₹ 4,18,830 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 39,537.

The cheapest D-Max model is Hi-Lander which is priced at ₹ 23,68,730 in Mumbai. You will need to pay at least a ₹ 4,18,830 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for D-Max.

Version	On-road price in Mumbai	Max Loan
V-Cross Z 4x2 AT	₹ 28,09,166	₹ 22,99,900
V-Cross Z Prestige 4x4 AT	₹ 32,89,791	₹ 26,99,900
V-Cross Z 4x4 MT	₹ 28,69,244	₹ 23,49,900
Hi-Lander	₹ 23,68,730	₹ 19,49,900

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for D-Max Hi-Lander will be ₹ 36,920 but you will have to pay interest of ₹ 11,51,380 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 74,227, but your interest payment will be only ₹ 7,22,272 over the 3 years period.

₹ 39,537
Isuzu D-Max price starts from ₹ 23,68,730 in Mumbai.

We have considered
Down-payement : ₹ 4,18,830
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy D-Max with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 7,90,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of D-Max starts from ₹ 23.69 Lakh, you can get a loan with an annual income as low as ₹ 7.90 lakh.

Here are the most important things you should consider while getting a car loan for a new D-Max

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.