For the base model
Z4 sDrive 20i, whose price is
₹92.32 Lakh, you will need to do a down payment of
₹20,41,816. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹1,45,787 for a 5 years loan.