For the base model
Z4 sDrive 20i, whose price is
₹83.94 Lakh, you will need to do a down payment of
₹12,04,240. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹1,45,787 for a 5 years loan.