For the base model
X5 2014 , whose price is
₹ 80.71 Lakh, you will need to do a down payment of
₹ 28,94,367. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 3,58,892 for a 5 years loan.