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      BMW X3 Car Loan EMI Calculator

      BMW X3 EMI starts at 1,25,511 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 11.80 Lakh. BMW X3 price starts at ₹ 73.70 Lakh and goes up to ₹ 80.79 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

      BMW X3
      BMWX3₹ 73.70 - 80.79 Lakh

      Version

      xDrive30i SportX Plus

      Right Arrow

      City

      Mumbai

      Right Arrow

      Adjust X3 Car Loan Parameters

      On-Road Price

      ₹ 73,70,348

      X3 xDrive30i SportX Plus EMI

      1,25,511 for 5 Years

      Down Payment
      Loan Tenure (Months)
      Bank Interest Rate
      %

      BMW X3 xDrive30i SportX Plus Car Loan EMI

      On-Road Price₹ 73,70,348
      Ex-Showroom Price₹ 6190000
      Max Loan Amount₹ 6190000
      Down Payment as per your Selectiont₹ 11,80,348
      Loan Amount₹ 61,90,000
      EMI Amount 1,25,511
      Interest Component13,40,660(17.8%)
      Principal Component61,90,000(82.2%)
      Total Payable over 5 Years75,30,660
      Note: This doesn't include bank processing fee.

      BMW X3 Loan Repayment Schedule

      This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

      MonthsPrincipal PaidInterest PaidBalance Loan
      12₹ 10,48,842₹ 4,57,290₹ 51,41,158
      24₹ 11,35,895₹ 3,70,237₹ 40,05,263
      36₹ 12,30,174₹ 2,75,958₹ 27,75,089
      48₹ 13,32,276₹ 1,73,856₹ 14,42,813
      60₹ 14,42,813₹ 63,276₹ 0

      BMW X3 EMI

      BMW X3 Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 11,80,348

      On-Road Price in MumbaiMin Down PaymentEMI
      xDrive30i SportX Plus

      ₹ 73,70,348

      ₹11,80,348₹1,25,511
      xDrive30i M Sport

      ₹ 80,79,046

      ₹12,89,046₹1,37,677
      xDrive20d Luxury Edition

      ₹ 80,49,343

      ₹13,99,343₹1,34,838

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      Explore more about BMW X3

      BMW X3
      BMW X3
      ₹ 73.70 - 80.79 Lakh On-Road Price, Mumbai

      X3 EMI FAQs

      ₹ 1,25,511.
      Here is how - BMW X3 price starts from ₹ 73,70,348 in Mumbai. If you pay a down payment of ₹ 11,80,348 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 1,25,511.
      The cheapest X3 model is xDrive30i SportX Plus which is priced at ₹ 73,70,348 in Mumbai. You will need to pay at least a ₹ 11,80,348 down payment to buy this model.

      Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
      Here is a model wise list of max loan amount for X3.
      VersionOn-road price in MumbaiMax Loan
      xDrive30i SportX Plus₹ 73,70,348₹ 61,90,000
      xDrive30i M Sport₹ 80,79,046₹ 67,90,000
      xDrive20d Luxury Edition₹ 80,49,343₹ 66,50,000

      As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

      Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
      • 1. If you select a higher tenure loan, let's say 7 years, your EMI for X3 xDrive30i SportX Plus will be ₹ 1,14,876 but you will have to pay interest of ₹ 34,59,584 over the period of 7 years.
      • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 2,30,960, but your interest payment will be only ₹ 21,24,560 over the 3 years period.