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      BMW X3 Car Loan EMI Calculator

      BMW X3 EMI starts at 1,38,893 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 14.96 Lakh. BMW X3 price starts at ₹ 83.46 Lakh and goes up to ₹ 90.59 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

      BMW X3
      BMWX3₹ 83.46 - 90.59 Lakh

      Variant

      xDrive20d xLine

      Right Arrow

      City

      Mumbai

      Right Arrow

      Adjust X3 Car Loan Parameters

      On-Road Price

      ₹ 83,45,879

      X3 xDrive20d xLine EMI

      1,38,893 for 5 Years

      Down Payment
      Loan Tenure (Months)
      Bank Interest Rate
      %

      BMW X3 xDrive20d xLine Car Loan EMI

      On-Road Price₹ 83,45,879
      Ex-Showroom Price₹ 6850000
      Max Loan Amount₹ 6850000
      Down Payment as per your Selectiont₹ 14,95,879
      Loan Amount₹ 68,50,000
      EMI Amount 1,38,893
      Interest Component14,83,580(17.8%)
      Principal Component68,50,000(82.2%)
      Total Payable over 5 Years83,33,580
      Note: This doesn't include bank processing fee.

      BMW X3 Loan Repayment Schedule

      This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

      MonthsPrincipal PaidInterest PaidBalance Loan
      12₹ 11,60,668₹ 5,06,048₹ 56,89,332
      24₹ 12,57,002₹ 4,09,714₹ 44,32,330
      36₹ 13,61,333₹ 3,05,383₹ 30,70,997
      48₹ 14,74,323₹ 1,92,393₹ 15,96,674
      60₹ 15,96,674₹ 70,026₹ 0

      BMW X3 EMI

      BMW X3 Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 14,95,879

      On-Road Price in MumbaiMin Down PaymentEMI
      xDrive20d xLine

      ₹ 83,45,879

      ₹14,95,879₹1,38,893
      xDrive20d M Sport

      ₹ 88,31,091

      ₹15,81,091₹1,47,004
      xDrive20d M Sport Shadow Edition

      ₹ 90,58,655

      ₹15,68,655₹1,51,870

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      Explore more about BMW X3

      BMW X3
      BMW X3
      ₹ 83.46 - 90.59 Lakh On-Road Price, Mumbai

      X3 EMI FAQs

      ₹ 1,38,893.
      Here is how - BMW X3 price starts from ₹ 83,45,879 in Mumbai. If you pay a down payment of ₹ 14,95,879 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 1,38,893.
      The cheapest X3 model is xDrive20d xLine which is priced at ₹ 83,45,879 in Mumbai. You will need to pay at least a ₹ 14,95,879 down payment to buy this model.

      Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
      Here is a model wise list of max loan amount for X3.
      VersionOn-road price in MumbaiMax Loan
      xDrive20d xLine₹ 83,45,879₹ 68,50,000
      xDrive20d M Sport₹ 88,31,091₹ 72,50,000
      xDrive20d M Sport Shadow Edition₹ 90,58,655₹ 74,90,000

      As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

      Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
      • 1. If you select a higher tenure loan, let's say 7 years, your EMI for X3 xDrive20d xLine will be ₹ 1,30,081 but you will have to pay interest of ₹ 40,76,804 over the period of 7 years.
      • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 2,61,530, but your interest payment will be only ₹ 25,65,080 over the 3 years period.