For the base model
X1 2013 , whose price is
₹ 36.78 Lakh, you will need to do a down payment of
₹ 9,55,146. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 78,214 for a 5 years loan.