For the base model
S60 T4 Inscription, whose price is
₹56.03 Lakh, you will need to do a down payment of
₹10,12,960. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹93,069 for a 5 years loan.