For the base model
Passat 2007 , whose price is
₹ 23.07 Lakh, you will need to do a down payment of
₹ 4,45,125. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 39,293 for a 5 years loan.