Toyota Urban Cruiser Taisor Car Loan EMI Calculator

₹ 15,684.
Here is how - Toyota Urban Cruiser Taisor price starts from ₹ 9,09,876 in Mumbai. If you pay a down payment of ₹ 1,36,376 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 15,684.

The cheapest Urban Cruiser Taisor model is E 1.2 Petrol MT which is priced at ₹ 9,09,876 in Mumbai. You will need to pay at least a ₹ 1,36,376 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Urban Cruiser Taisor.

Version	On-road price in Mumbai	Max Loan
E 1.2 Petrol MT	₹ 9,09,876	₹ 7,73,500
E 1.2 CNG MT	₹ 9,89,981	₹ 8,71,500
S 1.2 Petrol MT	₹ 10,11,750	₹ 8,59,500
S 1.2 Petrol AMT	₹ 10,72,647	₹ 9,12,500
S Plus 1.2 Petrol MT	₹ 10,57,710	₹ 8,99,500
S Plus 1.2 Petrol AMT	₹ 11,18,607	₹ 9,52,500
G 1.0 Petrol MT	₹ 12,51,418	₹ 10,55,500
G 1.0 Petrol AT	₹ 14,14,861	₹ 11,95,500
V 1.0 Petrol MT	₹ 13,58,824	₹ 11,47,500
V 1.0 Petrol AT	₹ 15,22,267	₹ 12,87,500
V 1.0 Petrol MT Dual Tone	₹ 13,77,502	₹ 11,63,500
V 1.0 Petrol AT Dual Tone	₹ 15,40,946	₹ 13,03,500

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Urban Cruiser Taisor E 1.2 Petrol MT will be ₹ 14,182 but you will have to pay interest of ₹ 4,17,788 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 28,512, but your interest payment will be only ₹ 2,52,932 over the 3 years period.

₹ 15,684
Toyota Urban Cruiser Taisor price starts from ₹ 9,09,876 in Mumbai.

We have considered
Down-payement : ₹ 1,36,376
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Urban Cruiser Taisor with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 3,04,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Urban Cruiser Taisor starts from ₹ 9.10 Lakh, you can get a loan with an annual income as low as ₹ 3.04 lakh.

Here are the most important things you should consider while getting a car loan for a new Urban Cruiser Taisor

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.