Toyota Urban Cruiser Taisor Car Loan EMI Calculator

₹ 14,700.
Here is how - Toyota Urban Cruiser Taisor price starts from ₹ 8,77,515 in Mumbai. If you pay a down payment of ₹ 1,52,515 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 14,700.

The cheapest Urban Cruiser Taisor model is E Petrol 1.2L Manual which is priced at ₹ 8,77,515 in Mumbai. You will need to pay at least a ₹ 1,52,515 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Urban Cruiser Taisor.

Version	On-road price in Mumbai	Max Loan
G Petrol 1.0L Turbo Manual	₹ 12,38,357	₹ 10,20,000
G Petrol 1.0L Turbo Automatic (TC)	₹ 14,01,801	₹ 11,57,000
V Petrol 1.0L Turbo Manual	₹ 13,43,343	₹ 11,08,000
V Petrol 1.0L Turbo Automatic (TC)	₹ 15,09,172	₹ 12,47,000
V Petrol 1.0L Turbo Manual Dual Tone	₹ 13,62,431	₹ 11,24,000
V Petrol 1.0L Turbo Automatic (TC) Dual Tone	₹ 15,28,260	₹ 12,63,000
E Petrol 1.2L Manual	₹ 8,77,515	₹ 7,25,000
E CNG 1.2L Manual	₹ 9,68,025	₹ 8,24,000
S Petrol 1.2L Manual	₹ 9,80,831	₹ 8,13,000
S Petrol 1.2L Automatic (AMT)	₹ 10,50,097	₹ 8,72,000
S Plus Petrol 1.2L Manual	₹ 10,20,747	₹ 8,47,000
S Plus Petrol 1.2L Automatic (AMT)	₹ 10,90,014	₹ 9,06,000

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Urban Cruiser Taisor E Petrol 1.2L Manual will be ₹ 13,677 but you will have to pay interest of ₹ 4,23,868 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 27,498, but your interest payment will be only ₹ 2,64,928 over the 3 years period.

₹ 14,700
Toyota Urban Cruiser Taisor price starts from ₹ 8,77,515 in Mumbai.

We have considered
Down-payement : ₹ 1,52,515
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Urban Cruiser Taisor with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 2,93,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Urban Cruiser Taisor starts from ₹ 8.78 Lakh, you can get a loan with an annual income as low as ₹ 2.93 lakh.

Here are the most important things you should consider while getting a car loan for a new Urban Cruiser Taisor

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.