Tata Safari Car Loan EMI Calculator

₹ 31,428.
Here is how - Tata Safari price starts from ₹ 18,54,238 in Mumbai. If you pay a down payment of ₹ 3,04,248 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 31,428.

The cheapest Safari model is Smart 7 STR which is priced at ₹ 18,54,238 in Mumbai. You will need to pay at least a ₹ 3,04,248 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Safari.

Version	On-road price in Mumbai	Max Loan
Smart 7 STR	₹ 18,54,238	₹ 15,49,990
Pure 7 STR	₹ 20,71,105	₹ 17,34,990
Adventure 7 STR	₹ 23,81,754	₹ 19,99,990
Adventure Plus 7 STR	₹ 26,21,353	₹ 21,84,990
Adventure Plus A 7 STR	₹ 27,39,619	₹ 22,84,990
Adventure Plus AT 7 STR	₹ 27,86,925	₹ 23,24,990
Accomplished Dual Tone 7 STR	₹ 28,57,885	₹ 23,84,990
Accomplished Plus Dual Tone 7 STR	₹ 29,93,893	₹ 24,99,990
Adventure Plus Dark Edition 7 STR	₹ 26,80,486	₹ 22,34,990
Accomplished Dark Edition 7 STR	₹ 28,93,366	₹ 24,14,990
Accomplished Plus Dark Edition 7 STR	₹ 30,29,372	₹ 25,29,990
Accomplished Dual Tone AT 7 STR	₹ 30,23,457	₹ 25,24,990
Accomplished Plus Dual Tone AT 7 STR	₹ 31,59,463	₹ 26,39,990
Adventure Plus Dark Edition AT 7 STR	₹ 28,46,059	₹ 23,74,990
Accomplished Dark Edition AT 7 STR	₹ 30,58,737	₹ 25,54,990
Accomplished Plus Dark Edition AT 7 STR	₹ 32,18,596	₹ 26,89,990
Pure Plus 7 STR	₹ 22,70,390	₹ 19,04,990
Pure Plus AT 7 STR	₹ 23,64,170	₹ 19,84,990
Pure Plus S Dark Edition AT 7 STR	₹ 24,79,434	₹ 20,64,990
Smart (O) 7 STR	₹ 19,53,880	₹ 16,34,990
Pure (O) 7 STR	₹ 21,29,719	₹ 17,84,990
Pure Plus S 7 STR	₹ 23,05,557	₹ 19,34,990
Pure Plus S Dark Edition 7 STR	₹ 23,40,725	₹ 19,64,990
Accomplished Plus 6 STR Dual Tone	₹ 30,05,720	₹ 25,09,990
Accomplished Plus 6 STR Dark Edition	₹ 30,64,851	₹ 25,59,990
Pure Plus S AT 7 STR	₹ 23,81,754	₹ 19,99,990
Adventure Plus A AT 7 STR	₹ 29,05,191	₹ 24,24,990
Accomplished Plus 6 STR Dual Tone AT	₹ 31,71,090	₹ 26,49,990
Accomplished Plus 6 STR Dark Edition AT	₹ 32,30,223	₹ 26,99,990
Accomplished Plus 7 STR Stealth Edition	₹ 31,39,702	₹ 25,74,990
Accomplished Plus 6 STR Stealth Edition AT	₹ 33,19,936	₹ 27,24,990
Accomplished Plus 7 STR Stealth Edition AT	₹ 33,07,920	₹ 27,14,990

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Safari Smart 7 STR will be ₹ 28,901 but you will have to pay interest of ₹ 8,77,694 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 58,105, but your interest payment will be only ₹ 5,41,790 over the 3 years period.

₹ 31,428
Tata Safari price starts from ₹ 18,54,238 in Mumbai.

We have considered
Down-payement : ₹ 3,04,248
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Safari with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 6,19,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Safari starts from ₹ 18.54 Lakh, you can get a loan with an annual income as low as ₹ 6.19 lakh.

Here are the most important things you should consider while getting a car loan for a new Safari

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.