Interest Component | ₹1,82,281 (17.8%) |
Principal Component | ₹8,41,499 (82.2%) |
Total Payable over 5 Years | ₹ 10,23,780 |
Versions W4 1.2 Petrol |
City Mumbai |
On-Road Price | ₹11,59,367 |
Ex-Showroom Price | ₹8,41,499 |
Max Loan Amount | ₹8,41,499 |
Down Payment as per your Selection |
₹3,17,868 |
Loan Amount | ₹8,41,499 |
EMI Amount | ₹17,063 |
Interest Component | ₹1,82,281 (17.8%) |
Principal Component | ₹8,41,499 (82.2%) |
Total Payable over 5 Years | ₹ 10,23,780 |
This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.
Months | Principal Paid | Interest Paid | Balance Loan |
12 | ₹1,42,584 | ₹62,167 | ₹6,98,915 |
24 | ₹1,54,418 | ₹50,333 | ₹5,44,497 |
36 | ₹1,67,235 | ₹37,516 | ₹3,77,263 |
48 | ₹1,81,115 | ₹23,636 | ₹1,96,148 |
60 | ₹1,96,148 | ₹8,603 | ₹0 |
Mahindra XUV300 Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹3.18 Lakh
On-Road Price in Mumbai | Down Payment | EMI |
1.2 W4 ₹11,59,367 |
₹3,17,868 | ₹17,063 |
1.5 W4 ₹13,39,218 |
₹3,78,919* | ₹19,471 |
1.2 W6 ₹13,73,176 |
₹3,73,182* | ₹20,276 |
1.2 W6 AMT ₹14,62,938 |
₹4,12,139* | ₹21,306 |
1.5 W6 ₹14,66,519 |
₹4,28,570* | ₹21,046 |
1.2 W8 ₹15,52,758 |
₹4,36,359* | ₹22,637 |
1.5 W6 AMT ₹16,49,738 |
₹4,79,939* | ₹23,719 |
1.2 W8 (O) ₹17,19,527 |
₹4,81,328* | ₹25,106 |
1.2 W8(O) Dual Tone ₹17,40,065 |
₹4,86,866* | ₹25,410 |
1.5 W8 ₹17,49,094 |
₹5,07,795* | ₹25,169 |
1.2 W8 (O) AMT ₹18,12,359 |
₹5,06,360* | ₹26,481 |
1.2 W8 (O) AMT Dual Tone ₹18,32,897 |
₹5,11,898* | ₹26,785 |
1.5 W8 (O) ₹18,63,042 |
₹5,39,743* | ₹26,832 |
1.5 W8(O) Dual Tone ₹18,83,886 |
₹5,45,587* | ₹27,136 |
1.5 W8 (O) AMT ₹19,58,507 |
₹5,66,508* | ₹28,225 |
1.5 W8 (O) AMT Dual Tone ₹19,79,351 |
₹5,72,352* | ₹28,529 |
₹17,063.
Here is how - Mahindra XUV300 price starts from ₹11,59,367 in Mumbai. If you pay a down payment of ₹3,17,868 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹17,063.
The cheapest XUV300 model is W4 1.2 Petrol which is priced at ₹17,063 in Delhi.
You will need to pay at least a ₹1,87,926 to buy this model.
Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
Here is a model wise list of max loan amount for XUV300.
Version | On-road price Mumbai | Max Loan |
W4 1.2 Petrol | 1159367 | 841499 |
W4 1.5 Diesel | 1339218 | 960299 |
W6 1.2 Petrol | 1373176 | 999994 |
W6 1.5 Diesel | 1466519 | 1037949 |
W6 1.2 Petrol AMT | 1462938 | 1050799 |
W8 1.2 Petrol | 1552758 | 1116399 |
1.5 W8 AMT | 1363464 | 1130298 |
W6 1.5 Diesel AMT | 1649738 | 1169799 |
W8 (O) 1.2 Petrol | 1719527 | 1238199 |
W8 1.5 Diesel | 1749094 | 1241299 |
W8(O) 1.2 Petrol Dual Tone | 1740065 | 1253199 |
W8 (O) 1.2 Petrol AMT | 1812359 | 1305999 |
W8 (O) 1.2 Petrol AMT Dual Tone | 1832897 | 1320999 |
W8 (O) 1.5 Diesel | 1863042 | 1323299 |
W8(O) 1.5 Diesel Dual Tone | 1883886 | 1338299 |
W8 (O) 1.5 Diesel AMT | 1958507 | 1391999 |
W8 (O) 1.5 Diesel AMT Dual Tone | 1979351 | 1406999 |
Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
1. If you select a higher tenure loan, let's say 7 years, your EMI for XUV300 will be ₹13,116 but you will have to pay interest of ₹2,60,245 over the period of 7 years.
2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹44,090, but your interest payment will be only ₹1,80,241 over the period of 3 years period.
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