For the base model
Civic 2006 , whose price is
₹ 11.90 Lakh, you will need to do a down payment of
₹ 1,90,081. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 20,274 for a 5 years loan.