For the base model
X3 xDrive30i SportX Plus, whose price is
₹73.64 Lakh, you will need to do a down payment of
₹11,73,617. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹1,25,511 for a 5 years loan.