For the base model
X1 2010 , whose price is
₹ 31.22 Lakh, you will need to do a down payment of
₹ 6,28,573. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 50,560 for a 5 years loan.