For the base model
iX xDrive 40, whose price is
₹1.22 Crore, you will need to do a down payment of
₹6,49,989. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹2,35,003 for a 5 years loan.