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      BMW iX Car Loan EMI Calculator

      BMW iX EMI starts at 2,45,344 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 8.44 Lakh. BMW iX price starts at ₹ 1.29 Crore and goes up to ₹ 1.47 Crore. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

      BMW iX
      BMWiX₹ 1.29 - 1.47 Crore

      Variant

      xDrive 40

      Right Arrow

      City

      Mumbai

      Right Arrow

      Adjust iX Car Loan Parameters

      On-Road Price

      ₹ 1,29,44,352

      iX xDrive 40 EMI

      2,45,344 for 5 Years

      Down Payment
      Loan Tenure (Months)
      Bank Interest Rate
      %

      BMW iX xDrive 40 Car Loan EMI

      On-Road Price₹ 1,29,44,352
      Ex-Showroom Price₹ 12100000
      Max Loan Amount₹ 12100000
      Down Payment as per your Selectiont₹ 8,44,352
      Loan Amount₹ 1,21,00,000
      EMI Amount 2,45,344
      Interest Component26,20,640(17.8%)
      Principal Component1,21,00,000(82.2%)
      Total Payable over 5 Years1,47,20,640
      Note: This doesn't include bank processing fee.

      BMW iX Loan Repayment Schedule

      This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

      MonthsPrincipal PaidInterest PaidBalance Loan
      12₹ 20,50,227₹ 8,93,901₹ 1,00,49,773
      24₹ 22,20,397₹ 7,23,731₹ 78,29,376
      36₹ 24,04,687₹ 5,39,441₹ 54,24,689
      48₹ 26,04,273₹ 3,39,855₹ 28,20,416
      60₹ 28,20,416₹ 1,23,700₹ 0

      BMW iX EMI

      BMW iX Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 8,44,352

      On-Road Price in MumbaiMin Down PaymentEMI
      xDrive 40

      ₹ 1,29,44,352

      ₹8,44,352₹2,45,344
      xDrive 50

      ₹ 1,47,07,596

      ₹7,57,596₹2,82,856

      Check Car Loan EMIs of BMW iX Similar Cars

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      Explore more about BMW iX

      BMW iX
      BMW iX
      ₹ 1.29 - 1.47 Crore On-Road Price, Mumbai

      iX EMI FAQs

      ₹ 2,45,344.
      Here is how - BMW iX price starts from ₹ 1,29,44,352 in Mumbai. If you pay a down payment of ₹ 8,44,352 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 2,45,344.
      The cheapest iX model is xDrive 40 which is priced at ₹ 1,29,44,352 in Mumbai. You will need to pay at least a ₹ 8,44,352 down payment to buy this model.

      Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
      Here is a model wise list of max loan amount for iX.
      VersionOn-road price in MumbaiMax Loan
      xDrive 40₹ 1,29,44,352₹ 1,21,00,000
      xDrive 50₹ 1,47,07,596₹ 1,39,50,000

      As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

      Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
      • 1. If you select a higher tenure loan, let's say 7 years, your EMI for iX xDrive 40 will be ₹ 2,01,753 but you will have to pay interest of ₹ 48,47,252 over the period of 7 years.
      • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 4,05,629, but your interest payment will be only ₹ 25,02,644 over the 3 years period.