BMW 6 Series GT Car Loan EMI Calculator

₹ 1,44,976.
Here is how - BMW 6 Series GT price starts from ₹ 87,32,036 in Mumbai. If you pay a down payment of ₹ 15,82,036 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 1,44,976.

The cheapest 6 Series GT model is 620d Luxury Line which is priced at ₹ 87,32,036 in Mumbai. You will need to pay at least a ₹ 15,82,036 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for 6 Series GT.

Version	On-road price in Mumbai	Max Loan
630i M Sport [2021-2023]	₹ 85,51,511	₹ 71,90,000
620d Luxury Line	₹ 87,32,036	₹ 71,50,000
630d M Sport	₹ 97,50,984	₹ 79,90,000
630i M Sport 50 Jahre M Edition	₹ 86,69,627	₹ 72,90,000
620d M Sport	₹ 91,95,001	₹ 75,50,000
630i M Sport	₹ 88,02,455	₹ 73,50,000
630i M Sport Signature	₹ 92,07,950	₹ 76,90,000
620d M Sport Signature	₹ 95,39,280	₹ 78,90,000

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for 6 Series GT 620d Luxury Line will be ₹ 1,36,099 but you will have to pay interest of ₹ 42,82,316 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 2,73,630, but your interest payment will be only ₹ 27,00,680 over the 3 years period.

₹ 1,44,976
BMW 6 Series GT price starts from ₹ 87,32,036 in Mumbai.

We have considered
Down-payement : ₹ 15,82,036
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy 6 Series GT with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 29,11,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of 6 Series GT starts from ₹ 87.32 Lakh, you can get a loan with an annual income as low as ₹ 29.11 lakh.

Here are the most important things you should consider while getting a car loan for a new 6 Series GT

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.