Audi e-tron GT Car Loan EMI Calculator

₹ 3,47,882.
Here is how - Audi e-tron GT price starts from ₹ 1,80,70,336 in Mumbai. If you pay a down payment of ₹ 9,13,336 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 3,47,882.

The cheapest e-tron GT model is S which is priced at ₹ 1,80,70,336 in Mumbai. You will need to pay at least a ₹ 9,13,336 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for e-tron GT.

Version	On-road price in Mumbai	Max Loan
S	₹ 1,80,70,336	₹ 1,71,57,000
RS	₹ 2,05,57,526	₹ 1,95,29,000

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for e-tron GT S will be ₹ 2,81,648 but you will have to pay interest of ₹ 65,01,432 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 5,66,259, but your interest payment will be only ₹ 32,28,324 over the 3 years period.

₹ 3,47,882
Audi e-tron GT price starts from ₹ 1,80,70,336 in Mumbai.

We have considered
Down-payement : ₹ 9,13,336
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy e-tron GT with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 60,24,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of e-tron GT starts from ₹ 1.81 Crore, you can get a loan with an annual income as low as ₹ 60.24 lakh.

Here are the most important things you should consider while getting a car loan for a new e-tron GT

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.