Tata Harrier Car Loan EMI Calculator

₹ 26,359.
Here is how - Tata Harrier price starts from ₹ 15,42,633 in Mumbai. If you pay a down payment of ₹ 2,42,643 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 26,359.

The cheapest Harrier model is Smart Petrol 1.5L Turbo Manual which is priced at ₹ 15,42,633 in Mumbai. You will need to pay at least a ₹ 2,42,643 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Harrier.

Version	On-road price in Mumbai	Max Loan
Smart Diesel 2.0L Turbo Manual	₹ 17,08,007	₹ 13,99,990
Pure X Diesel 2.0L Turbo Manual	₹ 21,29,064	₹ 17,49,990
Adventure X Diesel 2.0L Turbo Manual	₹ 22,48,200	₹ 18,49,990
Adventure X Plus Diesel 2.0L Turbo Manual	₹ 22,95,854	₹ 18,89,990
Fearless X Diesel 2.0L Turbo Manual	₹ 26,21,530	₹ 21,44,990
Fearless X Plus Diesel 2.0L Turbo Manual	₹ 28,61,842	₹ 23,44,990
Pure X Diesel 2.0L Turbo Automatic (TC)	₹ 23,07,768	₹ 18,99,990
Adventure X Diesel 2.0L Turbo Automatic (TC)	₹ 24,26,904	₹ 19,99,990
Adventure X Plus Diesel 2.0L Turbo Automatic (TC)	₹ 24,26,904	₹ 19,99,990
Fearless X Diesel 2.0L Turbo Automatic (TC)	₹ 28,07,772	₹ 22,99,990
Fearless X Plus Diesel 2.0L Turbo Automatic (TC)	₹ 30,36,069	₹ 24,89,990
Pure X Dark Edition Diesel 2.0L Turbo Manual	₹ 22,06,502	₹ 18,14,990
Adventure X Dark Edition Diesel 2.0L Turbo Manual	₹ 23,13,725	₹ 19,04,990
Adventure X Plus Dark Edition Diesel 2.0L Turbo Manual	₹ 28,61,842	₹ 23,44,990
Fearless X Dark Edition Diesel 2.0L Turbo Manual	₹ 26,87,616	₹ 21,99,990
Fearless X Plus Dark Edition Diesel 2.0L Turbo Manual	₹ 29,27,928	₹ 23,99,990
Pure X Dark Edition Diesel 2.0L Turbo Automatic (TC)	₹ 23,73,293	₹ 19,54,990
Adventure X Dark Edition Diesel 2.0L Turbo Automatic (TC)	₹ 25,13,389	₹ 20,54,990
Adventure X Plus Dark Edition Diesel 2.0L Turbo Automatic (TC)	₹ 25,61,452	₹ 20,94,990
Fearless X Dark Edition Diesel 2.0L Turbo Automatic (TC)	₹ 28,73,858	₹ 23,54,990
Fearless X Plus Dark Edition Diesel 2.0L Turbo Automatic (TC)	₹ 31,02,155	₹ 25,44,990
Stealth Edition Diesel 2.0L Turbo Manual	₹ 30,07,231	₹ 24,65,990
Stealth Edition Diesel 2.0L Turbo Automatic (TC)	₹ 31,81,458	₹ 26,10,990
Smart Petrol 1.5L Turbo Manual	₹ 15,42,633	₹ 12,99,990
Pure X Petrol 1.5L Turbo Manual	₹ 19,44,242	₹ 16,39,990
Pure X Petrol 1.5L Turbo Manual Dark Edition	₹ 20,20,240	₹ 17,04,990
Adventure X Petrol 1.5L Turbo Manual	₹ 20,43,624	₹ 17,24,990
Adventure X Dark Edition Petrol 1.5L Turbo Manual	₹ 21,07,930	₹ 17,79,990
Adventure X Plus Petrol 1.5L Turbo Manual	₹ 20,84,546	₹ 17,59,990
Adventure X Plus Dark Edition Petrol 1.5L Turbo Manual	₹ 21,43,006	₹ 18,09,990
Fearless X Petrol 1.5L Turbo Manual	₹ 24,15,040	₹ 20,24,990
Fearless X Dark Edition Petrol 1.5L Turbo Manual	₹ 24,97,598	₹ 20,94,990
Fearless X Plus Petrol 1.5L Turbo Manual	₹ 26,62,714	₹ 22,34,990
Fearless X Plus Petrol 1.5L Turbo Manual Dark Edition	₹ 27,27,581	₹ 22,89,990
Fearless Ultra Petrol 1.5L Turbo Manual	₹ 27,33,478	₹ 22,94,990
Fearless Ultra Red Dark Petrol 1.5L Turbo Manual	₹ 27,98,345	₹ 23,49,990
Pure X Petrol 1.5L Turbo Automatic (TC)	₹ 21,19,622	₹ 17,89,990
Pure X Dark Edition Petrol 1.5L Turbo Automatic (TC)	₹ 21,72,236	₹ 18,34,990
Adventure X Petrol 1.5L Turbo Automatic (TC)	₹ 22,30,696	₹ 18,84,990
Adventure X Dark Edition Petrol 1.5L Turbo Automatic (TC)	₹ 22,83,310	₹ 19,29,990
Adventure X Plus Petrol 1.5L Turbo Automatic (TC)	₹ 22,71,618	₹ 19,19,990
Adventure X Plus Dark Edition Petrol 1.5L Turbo Automatic (TC)	₹ 23,30,079	₹ 19,69,990
Fearless X Petrol 1.5L Turbo Automatic (TC)	₹ 26,21,435	₹ 21,99,990
Fearless X Dark Edition Petrol 1.5L Turbo Automatic (TC)	₹ 26,86,302	₹ 22,54,990
Fearless X Plus Petrol 1.5L Turbo Automatic (TC)	₹ 28,33,728	₹ 23,79,990
Fearless X Plus Dark Edition Petrol 1.5L Turbo Automatic (TC)	₹ 28,98,595	₹ 24,34,990
Fearless Ultra Petrol 1.5L Turbo Automatic (TC)	₹ 29,04,492	₹ 24,39,990
Fearless Ultra Red Dark Petrol 1.5L Turbo Automatic (TC)	₹ 29,69,359	₹ 24,94,990
Fearless Ultra Diesel 2.0L Turbo Manual	₹ 29,33,936	₹ 24,04,990
Fearless Ultra Red Dark Diesel 2.0L Turbo Manual	₹ 30,00,022	₹ 24,59,990
Fearless Ultra Diesel 2.0L Turbo Automatic (TC)	₹ 31,08,163	₹ 25,49,990
Fearless Ultra Red Dark Diesel 2.0L Turbo Automatic (TC)	₹ 31,74,249	₹ 26,04,990
Fearless Ultra Petrol 1.5L Turbo Automatic (TC) Dark Edition	₹ 29,57,565	₹ 24,84,990
Fearless Ultra Petrol 1.5L Turbo Manual Dark Edition	₹ 27,86,551	₹ 23,39,990
Stealth Edition Petrol 1.5L Turbo Manual	₹ 28,05,422	₹ 23,55,990
Stealth Edition Petrol 1.5L Turbo Automatic (TC)	₹ 29,75,256	₹ 24,99,990
Fearless Ultra Diesel 2.0L Turbo Manual Dark Edition	₹ 29,88,006	₹ 24,49,990
Fearless Ultra Diesel 2.0L Turbo Automatic (TC) Dark Edition	₹ 31,62,233	₹ 25,94,990

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Harrier Smart Petrol 1.5L Turbo Manual will be ₹ 24,044 but you will have to pay interest of ₹ 7,19,706 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 48,341, but your interest payment will be only ₹ 4,40,286 over the 3 years period.

₹ 26,359
Tata Harrier price starts from ₹ 15,42,633 in Mumbai.

We have considered
Down-payement : ₹ 2,42,643
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Harrier with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 5,15,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Harrier starts from ₹ 15.43 Lakh, you can get a loan with an annual income as low as ₹ 5.15 lakh.

Here are the most important things you should consider while getting a car loan for a new Harrier

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.