Tata Harrier Car Loan EMI Calculator

₹ 30,414.
Here is how - Tata Harrier price starts from ₹ 17,95,625 in Mumbai. If you pay a down payment of ₹ 2,95,635 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 30,414.

The cheapest Harrier model is Smart which is priced at ₹ 17,95,625 in Mumbai. You will need to pay at least a ₹ 2,95,635 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Harrier.

Version	On-road price in Mumbai	Max Loan
Smart	₹ 17,95,625	₹ 14,99,990
Pure	₹ 20,12,492	₹ 16,84,990
Adventure	₹ 23,29,002	₹ 19,54,990
Adventure Plus	₹ 25,26,740	₹ 21,04,990
Adventure Plus A	₹ 26,45,006	₹ 22,04,990
Adventure Plus AT	₹ 26,92,313	₹ 22,44,990
Fearless Dual Tone	₹ 27,39,619	₹ 22,84,990
Fearless Plus Dual Tone	₹ 29,17,018	₹ 24,34,990
Adventure Plus Dark Edition	₹ 25,85,873	₹ 21,54,990
Fearless Dark Edition	₹ 27,98,752	₹ 23,34,990
Fearless Plus Dark Edition	₹ 29,76,152	₹ 24,84,990
Adventure Plus Dark Edition AT	₹ 27,51,446	₹ 22,94,990
Fearless Dual Tone AT	₹ 29,05,191	₹ 24,24,990
Fearless Plus Dual Tone AT	₹ 30,82,590	₹ 25,74,990
Fearless Dark Edition AT	₹ 29,64,325	₹ 24,74,990
Fearless Plus Dark Edition AT	₹ 31,41,723	₹ 26,24,990
Pure Plus	₹ 22,11,777	₹ 18,54,990
Pure Plus AT	₹ 23,05,557	₹ 19,34,990
Pure Plus (S) Dark Edition AT	₹ 23,81,754	₹ 19,99,990
Smart (O)	₹ 18,95,267	₹ 15,84,990
Pure (O)	₹ 20,71,105	₹ 17,34,990
Pure Plus (S)	₹ 22,46,945	₹ 18,84,990
Pure Plus (S) Dark Edition	₹ 22,82,112	₹ 19,14,990
Pure Plus (S) AT	₹ 23,64,170	₹ 19,84,990
Adventure Plus A AT	₹ 28,10,580	₹ 23,44,990
Fearless Plus Stealth Edition AT	₹ 32,29,819	₹ 26,49,990
Fearless Plus Stealth Edition	₹ 30,61,600	₹ 25,09,990

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Harrier Smart will be ₹ 27,987 but you will have to pay interest of ₹ 8,50,918 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 56,268, but your interest payment will be only ₹ 5,25,658 over the 3 years period.

₹ 30,414
Tata Harrier price starts from ₹ 17,95,625 in Mumbai.

We have considered
Down-payement : ₹ 2,95,635
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Harrier with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 5,99,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Harrier starts from ₹ 17.96 Lakh, you can get a loan with an annual income as low as ₹ 5.99 lakh.

Here are the most important things you should consider while getting a car loan for a new Harrier

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.