Tata Harrier Car Loan EMI Calculator

₹ 26,136.
Here is how - Tata Harrier price starts from ₹ 15,32,564 in Mumbai. If you pay a down payment of ₹ 2,43,564 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 26,136.

The cheapest Harrier model is Smart Petrol 1.5L Turbo Manual which is priced at ₹ 15,32,564 in Mumbai. You will need to pay at least a ₹ 2,43,564 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Harrier.

Version	On-road price in Mumbai	Max Loan
Smart Diesel 2.0L Turbo Manual	₹ 16,89,884	₹ 13,99,990
Pure X Diesel 2.0L Turbo Manual	₹ 20,61,933	₹ 17,14,990
Adventure X Diesel 2.0L Turbo Manual	₹ 21,80,044	₹ 18,14,990
Adventure X Plus Diesel 2.0L Turbo Manual	₹ 22,15,478	₹ 18,44,990
Fearless X Diesel 2.0L Turbo Manual	₹ 25,68,293	₹ 21,24,990
Fearless X Plus Diesel 2.0L Turbo Manual	₹ 28,06,595	₹ 23,24,990
Pure X Diesel 2.0L Turbo Automatic	₹ 22,39,098	₹ 18,64,990
Adventure X Diesel 2.0L Turbo Automatic	₹ 23,57,209	₹ 19,64,990
Adventure X Plus Diesel 2.0L Turbo Automatic	₹ 23,98,546	₹ 19,99,990
Fearless X Diesel 2.0L Turbo Automatic	₹ 27,52,976	₹ 22,79,990
Fearless X Plus Diesel 2.0L Turbo Automatic	₹ 29,79,362	₹ 24,69,990
Pure X Dark Edition Diesel 2.0L Turbo Manual	₹ 21,38,706	₹ 17,79,990
Adventure X Dark Edition Diesel 2.0L Turbo Manual	₹ 22,45,004	₹ 18,69,990
Adventure X Plus Dark Edition Diesel 2.0L Turbo Manual	₹ 22,74,533	₹ 18,94,990
Fearless X Dark Edition Diesel 2.0L Turbo Manual	₹ 26,33,827	₹ 21,79,990
Fearless X Plus Dark Edition Diesel 2.0L Turbo Manual	₹ 28,72,128	₹ 23,79,990
Pure X Dark Edition Diesel 2.0L Turbo Automatic	₹ 22,92,249	₹ 19,09,990
Adventure X Dark Edition Diesel 2.0L Turbo Automatic	₹ 24,43,185	₹ 20,19,990
Adventure X Plus Dark Edition Diesel 2.0L Turbo Automatic	₹ 24,84,888	₹ 20,54,990
Fearless X Dark Edition Diesel 2.0L Turbo Automatic	₹ 28,31,728	₹ 23,39,990
Fearless X Plus Dark Edition Diesel 2.0L Turbo Automatic	₹ 30,38,936	₹ 25,19,990
Stealth Edition Diesel 2.0L Turbo Manual	₹ 28,90,000	₹ 23,94,990
Stealth Edition Diesel 2.0L Turbo Automatic	₹ 30,56,811	₹ 25,34,990
Smart Petrol 1.5L Turbo Manual	₹ 15,32,564	₹ 12,89,000
Pure X Petrol 1.5L Turbo Manual	₹ 18,93,402	₹ 15,99,990
Pure X Petrol 1.5L Turbo Manual Dark Edition	₹ 19,66,967	₹ 16,63,390
Adventure X Petrol 1.5L Turbo Manual	₹ 19,93,769	₹ 16,86,490
Adventure X Dark Edition Petrol 1.5L Turbo Manual	₹ 20,54,104	₹ 17,38,490
Adventure X Plus Petrol 1.5L Turbo Manual	₹ 20,25,212	₹ 17,13,590
Adventure X Plus Dark Edition Petrol 1.5L Turbo Manual	₹ 20,85,547	₹ 17,65,590
Fearless X Petrol 1.5L Turbo Manual	₹ 23,57,520	₹ 19,99,990
Fearless X Dark Edition Petrol 1.5L Turbo Manual	₹ 24,54,894	₹ 20,65,390
Fearless X Plus Petrol 1.5L Turbo Manual	₹ 26,26,517	₹ 22,11,990
Fearless Plus Dark Edition Petrol 1.5L Turbo Manual	₹ 26,87,394	₹ 22,63,990
Fearless Ultra Petrol 1.5L Turbo Manual	₹ 26,96,760	₹ 22,71,990
Fearless Ultra Red Dark Petrol 1.5L Turbo Manual	₹ 27,51,024	₹ 23,26,990
Pure X Petrol 1.5L Turbo Automatic	₹ 20,71,161	₹ 17,53,190
Pure X Dark Edition Petrol 1.5L Turbo Automatic	₹ 21,15,135	₹ 17,91,090
Adventure X Petrol 1.5L Turbo Automatic	₹ 21,80,344	₹ 18,47,290
Adventure X Dark Edition Petrol 1.5L Turbo Automatic	₹ 22,36,542	₹ 18,89,990
Adventure X Plus Petrol 1.5L Turbo Automatic	₹ 22,11,098	₹ 18,74,390
Adventure X Plus Dark Edition Petrol 1.5L Turbo Automatic	₹ 22,72,126	₹ 19,26,390
Fearless X Petrol 1.5L Turbo Automatic	₹ 25,87,766	₹ 21,78,890
Fearless X Dark Edition Petrol 1.5L Turbo Automatic	₹ 26,48,643	₹ 22,30,890
Fearless X Plus Petrol 1.5L Turbo Automatic	₹ 27,92,640	₹ 23,53,890
Fearless X Plus Dark Edition Petrol 1.5L Turbo Automatic	₹ 28,53,516	₹ 24,05,890
Fearless Ultra Petrol 1.5L Turbo Automatic	₹ 28,62,882	₹ 24,13,890
Fearless Ultra Red Dark Petrol 1.5L Turbo Automatic	₹ 29,27,270	₹ 24,68,890
Fearless Ultra Diesel 2.0L Turbo Manual	₹ 29,09,905	₹ 23,84,990
Fearless Ultra Red Dark Diesel 2.0L Turbo Manual	₹ 29,75,991	₹ 24,39,990
Fearless Ultra Diesel 2.0L Turbo Automatic	₹ 30,84,131	₹ 25,29,990
Fearless Ultra Red Dark Diesel 2.0L Turbo Automatic	₹ 31,50,217	₹ 25,84,990

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Harrier Smart Petrol 1.5L Turbo Manual will be ₹ 23,887 but you will have to pay interest of ₹ 7,17,508 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 48,025, but your interest payment will be only ₹ 4,39,900 over the 3 years period.

₹ 26,136
Tata Harrier price starts from ₹ 15,32,564 in Mumbai.

We have considered
Down-payement : ₹ 2,43,564
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Harrier with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 5,11,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Harrier starts from ₹ 15.33 Lakh, you can get a loan with an annual income as low as ₹ 5.11 lakh.

Here are the most important things you should consider while getting a car loan for a new Harrier

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.