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Kia Carnival Car Loan EMI Calculator

Kia Carnival
Kia Carnival 36.37 - 49.51 Lakh
Versions Premium 7 STR
City Mumbai

Adjust Carnival Car Loan Parameters

51,685 EMI for 5 Years
On-Road Price
Down Payment
Loan Tenure
Loan Interest Rate

Kia Carnival Premium 7 STR Car Loan EMI

On-Road Price ₹36,36,521
Ex-Showroom Price ₹25,49,000
Max Loan Amount ₹25,49,000
Down Payment as per
your Selection
Loan Amount 25,49,000
EMI Amount 51,685
Interest Component 5,52,100 (17.8%)
Principal Component 25,49,000 (82.2%)
Total Payable over 5 Years 31,01,100
Note: This doesn't include bank processing fee.

Kia Carnival Loan Repayment Schedule

This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

Months Principal Paid Interest Paid Balance Loan
12 ₹4,31,903 ₹1,88,312 ₹21,17,097
24 ₹4,67,751 ₹1,52,464 ₹16,49,347
36 ₹5,06,574 ₹1,13,641 ₹11,42,773
48 ₹5,48,619 ₹71,595 ₹5,94,154
60 ₹5,94,154 ₹26,060 ₹0

Kia Carnival EMI

Kia Carnival Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹10.88 Lakh

On-Road Price in Mumbai Down Payment EMI
Premium 8 STR
5,42,837 50,995
Premium 7 STR
10,87,521 51,685
Prestige 6 STR
12,39,691* 60,809
Prestige 7 STR
12,72,587* 61,823
Limousine 7 STR
13,72,064* 66,892
Limousine Plus 7 STR
14,51,646* 70,947



Here is how - Kia Carnival price starts from ₹36,36,521 in Mumbai. If you pay a down payment of ₹10,87,521 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹51,685.

The cheapest Carnival model is Premium 7 STR which is priced at ₹50,590 in Delhi.

You will need to pay at least a ₹4,42,918 to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Carnival.

VersionOn-road price MumbaiMax Loan
Premium 7 STR36365212549000
Premium 8 STR30578372515000
Prestige 9 STR36331472995000
Prestige 6 STR42386912999000
Prestige 7 STR43215873049000
Limousine 7 STR46710643299000
Limousine Plus 7 STR49506463499000

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

1. If you select a higher tenure loan, let's say 7 years, your EMI for Carnival will be ₹39,729 but you will have to pay interest of ₹7,88,236 over the period of 7 years.

2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹1,09,646, but your interest payment will be only ₹4,48,256 over the period of 3 years period.


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