For the base model
XM Plug-in Hybrid, whose price is
₹3.08 Crore, you will need to do a down payment of
₹47,94,675. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹5,27,186 for a 5 years loan.