Interest Component | ₹15,87,560 (17.8%) |
Principal Component | ₹73,30,000 (82.2%) |
Total Payable over 5 Years | ₹ 89,17,560 |
Versions xDrive30d Sport |
City Mumbai |
On-Road Price | ₹88,34,645 |
Ex-Showroom Price | ₹73,30,000 |
Max Loan Amount | ₹73,30,000 |
Down Payment as per your Selection |
₹15,04,645 |
Loan Amount | ₹73,30,000 |
EMI Amount | ₹1,48,626 |
Interest Component | ₹15,87,560 (17.8%) |
Principal Component | ₹73,30,000 (82.2%) |
Total Payable over 5 Years | ₹ 89,17,560 |
This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.
Months | Principal Paid | Interest Paid | Balance Loan |
12 | ₹12,41,996 | ₹5,41,516 | ₹60,88,004 |
24 | ₹13,45,081 | ₹4,38,431 | ₹47,42,923 |
36 | ₹14,56,722 | ₹3,26,790 | ₹32,86,201 |
48 | ₹15,77,629 | ₹2,05,882 | ₹17,08,572 |
60 | ₹17,08,572 | ₹74,940 | ₹0 |
BMW X5 Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹15.05 Lakh
On-Road Price in Mumbai | Down Payment | EMI |
xDrive40i SportX Plus ₹1,10,94,440 |
₹31,04,440* | ₹1,62,008 |
xDrive30d SportX Plus ₹1,15,07,186 |
₹33,57,186* | ₹1,65,253 |
xDrive40i M Sport ₹1,33,29,800 |
₹37,39,800* | ₹1,94,451 |
xDrive30d xLine ₹1,33,85,280 |
₹38,95,280* | ₹1,92,423 |
₹1,48,626.
Here is how - BMW X5 price starts from ₹88,34,645 in Mumbai. If you pay a down payment of ₹15,04,645 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹1,48,626.
The cheapest X5 model is xDrive30d Sport which is priced at ₹1,48,626 in Delhi.
You will need to pay at least a ₹12,67,129 to buy this model.
Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
Here is a model wise list of max loan amount for X5.
Version | On-road price Mumbai | Max Loan |
xDrive30d Sport | 8834645 | 7330000 |
xDrive30d SportX | 9291000 | 7650000 |
xDrive40i SportX Plus | 11094440 | 7990000 |
xDrive30d SportX Plus | 11507186 | 8150000 |
xDrive30d xLine | 13385280 | 9490000 |
xDrive40i M Sport | 13329800 | 9590000 |
Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
1. If you select a higher tenure loan, let's say 7 years, your EMI for X5 will be ₹1,14,247 but you will have to pay interest of ₹22,66,748 over the period of 7 years.
2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹3,00,516, but your interest payment will be only ₹12,28,576 over the period of 3 years period.
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