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BMW X5 Car Loan EMI Calculator

BMW X5 88.35 lakh - 1.33 Crore
Versions xDrive30d Sport
City Mumbai

Adjust X5 Car Loan Parameters

1,48,626 EMI for 5 Years
On-Road Price
Down Payment
Loan Tenure
Loan Interest Rate

BMW X5 xDrive30d Sport Car Loan EMI

On-Road Price ₹88,34,645
Ex-Showroom Price ₹73,30,000
Max Loan Amount ₹73,30,000
Down Payment as per
your Selection
Loan Amount 73,30,000
EMI Amount 1,48,626
Interest Component 15,87,560 (17.8%)
Principal Component 73,30,000 (82.2%)
Total Payable over 5 Years 89,17,560
Note: This doesn't include bank processing fee.

BMW X5 Loan Repayment Schedule

This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

Months Principal Paid Interest Paid Balance Loan
12 ₹12,41,996 ₹5,41,516 ₹60,88,004
24 ₹13,45,081 ₹4,38,431 ₹47,42,923
36 ₹14,56,722 ₹3,26,790 ₹32,86,201
48 ₹15,77,629 ₹2,05,882 ₹17,08,572
60 ₹17,08,572 ₹74,940 ₹0


BMW X5 Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹15.05 Lakh

On-Road Price in Mumbai Down Payment EMI
xDrive40i SportX Plus
31,04,440* 1,62,008
xDrive30d SportX Plus
33,57,186* 1,65,253
xDrive40i M Sport
37,39,800* 1,94,451
xDrive30d xLine
38,95,280* 1,92,423



Here is how - BMW X5 price starts from ₹88,34,645 in Mumbai. If you pay a down payment of ₹15,04,645 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹1,48,626.

The cheapest X5 model is xDrive30d Sport which is priced at ₹1,48,626 in Delhi.

You will need to pay at least a ₹12,67,129 to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for X5.

VersionOn-road price MumbaiMax Loan
xDrive30d Sport88346457330000
xDrive30d SportX92910007650000
xDrive40i SportX Plus110944407990000
xDrive30d SportX Plus115071868150000
xDrive30d xLine133852809490000
xDrive40i M Sport133298009590000

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

1. If you select a higher tenure loan, let's say 7 years, your EMI for X5 will be ₹1,14,247 but you will have to pay interest of ₹22,66,748 over the period of 7 years.

2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹3,00,516, but your interest payment will be only ₹12,28,576 over the period of 3 years period.


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