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      BMW X4 M40i Car Loan EMI Calculator

      BMW X4 M40i EMI starts at 1,95,059 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 18.27 Lakh. BMW X4 M40i price starts at ₹ 1.14 Crore. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

      BMW X4 M40i
      BMWX4 M40i₹ 1.14 Crore

      Variant

      xDrive

      Right Arrow

      City

      Mumbai

      Right Arrow

      Adjust X4 M40i Car Loan Parameters

      On-Road Price

      ₹ 1,14,47,235

      X4 M40i xDrive EMI

      1,95,059 for 5 Years

      Down Payment
      Loan Tenure (Months)
      Bank Interest Rate
      %

      BMW X4 M40i xDrive Car Loan EMI

      On-Road Price₹ 1,14,47,235
      Ex-Showroom Price₹ 9620000
      Max Loan Amount₹ 9620000
      Down Payment as per your Selectiont₹ 18,27,235
      Loan Amount₹ 96,20,000
      EMI Amount 1,95,059
      Interest Component20,83,540(17.8%)
      Principal Component96,20,000(82.2%)
      Total Payable over 5 Years1,17,03,540
      Note: This doesn't include bank processing fee.

      BMW X4 M40i Loan Repayment Schedule

      This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

      MonthsPrincipal PaidInterest PaidBalance Loan
      12₹ 16,30,022₹ 7,10,686₹ 79,89,978
      24₹ 17,65,313₹ 5,75,395₹ 62,24,665
      36₹ 19,11,831₹ 4,28,877₹ 43,12,834
      48₹ 20,70,513₹ 2,70,195₹ 22,42,321
      60₹ 22,42,321₹ 98,343₹ 0

      BMW X4 M40i EMI

      BMW X4 M40i Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 18,27,235

      On-Road Price in MumbaiMin Down PaymentEMI
      xDrive

      ₹ 1,14,47,235

      ₹18,27,235₹1,95,059

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      Explore more about BMW X4 M40i

      BMW X4 M40i
      BMW X4 M40i
      ₹ 1.14 CroreOn-Road Price, Mumbai

      X4 M40i EMI FAQs

      ₹ 1,95,059.
      Here is how - BMW X4 M40i price starts from ₹ 1,14,47,235 in Mumbai. If you pay a down payment of ₹ 18,27,235 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 1,95,059.
      The cheapest X4 M40i model is xDrive which is priced at ₹ 1,14,47,235 in Mumbai. You will need to pay at least a ₹ 18,27,235 down payment to buy this model.

      Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
      Here is a model wise list of max loan amount for X4 M40i.
      VersionOn-road price in MumbaiMax Loan
      xDrive₹ 1,14,47,235₹ 96,20,000

      As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

      Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
      • 1. If you select a higher tenure loan, let's say 7 years, your EMI for X4 M40i xDrive will be ₹ 1,78,419 but you will have to pay interest of ₹ 53,67,196 over the period of 7 years.
      • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 3,58,715, but your interest payment will be only ₹ 32,93,740 over the 3 years period.