For the base model
X1 2016 , whose price is
₹ 45.62 Lakh, you will need to do a down payment of
₹ 10,41,895. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 71,373 for a 5 years loan.