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BMW 3 Series Car Loan EMI Calculator

BMW 3 Series
BMW 3 Series 52.13 - 74.26 Lakh
Versions 320d Sport
City Mumbai

Adjust 3 Series Car Loan Parameters

86,783 EMI for 5 Years
On-Road Price
Down Payment
Loan Tenure
Loan Interest Rate

BMW 3 Series 320d Sport Car Loan EMI

On-Road Price ₹52,13,242
Ex-Showroom Price ₹42,80,000
Max Loan Amount ₹42,80,000
Down Payment as per
your Selection
Loan Amount 42,80,000
EMI Amount 86,783
Interest Component 9,26,980 (17.8%)
Principal Component 42,80,000 (82.2%)
Total Payable over 5 Years 52,06,980
Note: This doesn't include bank processing fee.

BMW 3 Series Loan Repayment Schedule

This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

Months Principal Paid Interest Paid Balance Loan
12 ₹7,25,204 ₹3,16,192 ₹35,54,796
24 ₹7,85,395 ₹2,56,000 ₹27,69,401
36 ₹8,50,583 ₹1,90,813 ₹19,18,819
48 ₹9,21,181 ₹1,20,215 ₹9,97,638
60 ₹9,97,638 ₹43,758 ₹0

BMW 3 Series EMI

BMW 3 Series Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹9.33 Lakh

On-Road Price in Mumbai Down Payment EMI
330i M Sport
9,74,264* 1,04,221
330i Sport
19,00,302* 95,096
320d Luxury Edition
21,41,231* 1,03,207
M340i xDrive
26,46,303* 1,33,621



Here is how - BMW 3 Series price starts from ₹52,13,242 in Mumbai. If you pay a down payment of ₹9,33,242 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹86,783.

The cheapest 3 Series model is 320d Sport which is priced at ₹86,783 in Delhi.

You will need to pay at least a ₹7,54,130 to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for 3 Series.

VersionOn-road price MumbaiMax Loan
320d Sport52132424280000
330i Sport65903024690000
320d Luxury Line58787604830000
320d Luxury Edition72312315090000
330i M Sport Dark74258815290000

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

1. If you select a higher tenure loan, let's say 7 years, your EMI for 3 Series will be ₹66,709 but you will have to pay interest of ₹13,23,556 over the period of 7 years.

2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹1,65,769, but your interest payment will be only ₹6,77,684 over the period of 3 years period.


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