Interest Component | ₹9,26,980 (17.8%) |
Principal Component | ₹42,80,000 (82.2%) |
Total Payable over 5 Years | ₹ 52,06,980 |
Versions 320d Sport |
City Mumbai |
On-Road Price | ₹52,13,242 |
Ex-Showroom Price | ₹42,80,000 |
Max Loan Amount | ₹42,80,000 |
Down Payment as per your Selection |
₹9,33,242 |
Loan Amount | ₹42,80,000 |
EMI Amount | ₹86,783 |
Interest Component | ₹9,26,980 (17.8%) |
Principal Component | ₹42,80,000 (82.2%) |
Total Payable over 5 Years | ₹ 52,06,980 |
This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.
Months | Principal Paid | Interest Paid | Balance Loan |
12 | ₹7,25,204 | ₹3,16,192 | ₹35,54,796 |
24 | ₹7,85,395 | ₹2,56,000 | ₹27,69,401 |
36 | ₹8,50,583 | ₹1,90,813 | ₹19,18,819 |
48 | ₹9,21,181 | ₹1,20,215 | ₹9,97,638 |
60 | ₹9,97,638 | ₹43,758 | ₹0 |
BMW 3 Series Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹9.33 Lakh
On-Road Price in Mumbai | Down Payment | EMI |
330i M Sport ₹61,14,264 |
₹9,74,264* | ₹1,04,221 |
330i Sport ₹65,90,302 |
₹19,00,302* | ₹95,096 |
320d Luxury Edition ₹72,31,231 |
₹21,41,231* | ₹1,03,207 |
M340i xDrive ₹92,36,303 |
₹26,46,303* | ₹1,33,621 |
₹86,783.
Here is how - BMW 3 Series price starts from ₹52,13,242 in Mumbai. If you pay a down payment of ₹9,33,242 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹86,783.
The cheapest 3 Series model is 320d Sport which is priced at ₹86,783 in Delhi.
You will need to pay at least a ₹7,54,130 to buy this model.
Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
Here is a model wise list of max loan amount for 3 Series.
Version | On-road price Mumbai | Max Loan |
320d Sport | 5213242 | 4280000 |
330i Sport | 6590302 | 4690000 |
320d Luxury Line | 5878760 | 4830000 |
320d Luxury Edition | 7231231 | 5090000 |
330i M Sport Dark | 7425881 | 5290000 |
Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
1. If you select a higher tenure loan, let's say 7 years, your EMI for 3 Series will be ₹66,709 but you will have to pay interest of ₹13,23,556 over the period of 7 years.
2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹1,65,769, but your interest payment will be only ₹6,77,684 over the period of 3 years period.
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