Audi e-tron Car Loan EMI Calculator

₹ 2,07,144.
Here is how - Audi e-tron price starts from ₹ 1,07,92,264 in Mumbai. If you pay a down payment of ₹ 5,76,264 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 2,07,144.

The cheapest e-tron model is 50 which is priced at ₹ 1,07,92,264 in Mumbai. You will need to pay at least a ₹ 5,76,264 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for e-tron.

Version	On-road price in Mumbai	Max Loan
50	₹ 1,07,92,264	₹ 1,02,16,000
55	₹ 1,25,19,246	₹ 1,18,63,000
55 Technology	₹ 1,31,48,384	₹ 1,24,63,000

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for e-tron 50 will be ₹ 1,68,211 but you will have to pay interest of ₹ 39,13,724 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 3,38,190, but your interest payment will be only ₹ 19,58,840 over the 3 years period.

₹ 2,07,144
Audi e-tron price starts from ₹ 1,07,92,264 in Mumbai.

We have considered
Down-payement : ₹ 5,76,264
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy e-tron with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 35,98,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of e-tron starts from ₹ 1.08 Crore, you can get a loan with an annual income as low as ₹ 35.98 lakh.

Here are the most important things you should consider while getting a car loan for a new e-tron

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.