Audi A6 [2005-2009] Car Loan EMI Calculator

₹ 83,326.
Here is how - Audi A6 [2005-2009] price starts from ₹ 46,80,399 in Mumbai. If you pay a down payment of ₹ 5,70,896 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 83,326.

The cheapest A6 [2005-2009] model is 2.8 FSI which is priced at ₹ 46,80,399 in Mumbai. You will need to pay at least a ₹ 5,70,896 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for A6 [2005-2009].

Version	On-road price in Mumbai	Max Loan
3.0 I Multitronic	₹ 48,79,500	₹ 45,25,000
3.2 FSI quattro	₹ 53,22,978	₹ 45,00,000
3.0 TDI quattro	₹ 58,13,192	₹ 47,36,908
2.8 FSI	₹ 46,80,399	₹ 41,09,503
3.0 TFSI quattro	₹ 58,13,193	₹ 47,36,908

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for A6 [2005-2009] 2.8 FSI will be ₹ 72,950 but you will have to pay interest of ₹ 20,18,297 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 1,46,667, but your interest payment will be only ₹ 11,70,509 over the 3 years period.

₹ 83,326
Audi A6 [2005-2009] price starts from ₹ 46,80,399 in Mumbai.

We have considered
Down-payement : ₹ 5,70,896
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy A6 [2005-2009] with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 15,61,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of A6 [2005-2009] starts from ₹ 46.80 Lakh, you can get a loan with an annual income as low as ₹ 15.61 lakh.

Here are the most important things you should consider while getting a car loan for a new A6 [2005-2009]

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.