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        Kia Sonet [2020-2022] Car Loan EMI Calculator

        Kia Sonet [2020-2022] EMI starts at 13,768 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 1.11 Lakh. Kia Sonet [2020-2022] price starts at ₹ 7.90 Lakh and goes up to ₹ 16.65 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

        Kia Sonet [2020-2022]
        KiaSonet [2020-2022]₹ 7.90 - 16.65 Lakh

        Version

        HTE 1.2 [2020-2021]

        Right Arrow

        City

        Mumbai

        Right Arrow

        Adjust Sonet [2020-2022] Car Loan Parameters

        On-Road Price

        ₹ 7,89,804

        Sonet [2020-2022] HTE 1.2 [2020-2021] EMI

        13,768 for 5 Years

        Down Payment
        Loan Tenure (Months)
        Bank Interest Rate
        %

        Kia Sonet [2020-2022] HTE 1.2 [2020-2021] Car Loan EMI

        On-Road Price₹ 7,89,804
        Ex-Showroom Price₹ 679000
        Max Loan Amount₹ 679000
        Down Payment as per your Selectiont₹ 1,10,804
        Loan Amount₹ 6,79,000
        EMI Amount 13,768
        Interest Component1,47,080(17.8%)
        Principal Component6,79,000(82.2%)
        Total Payable over 5 Years8,26,080
        Note: This doesn't include bank processing fee.

        Kia Sonet [2020-2022] Loan Repayment Schedule

        This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

        MonthsPrincipal PaidInterest PaidBalance Loan
        12₹ 1,15,060₹ 50,156₹ 5,63,940
        24₹ 1,24,610₹ 40,606₹ 4,39,330
        36₹ 1,34,955₹ 30,261₹ 3,04,375
        48₹ 1,46,154₹ 19,062₹ 1,58,221
        60₹ 1,58,221₹ 6,931₹ 0

        Kia Sonet [2020-2022] EMI

        Kia Sonet [2020-2022] Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 1,10,804

        On-Road Price in MumbaiMin Down PaymentEMI
        HTE 1.2 [2020-2021]

        ₹ 7,89,804

        ₹1,10,804₹13,768
        HTK 1.2 [2020-2021]

        ₹ 8,92,386

        ₹1,23,386₹15,593
        HTK Plus 1.2 [2020-2021]

        ₹ 9,90,409

        ₹1,35,409₹17,336
        HTK Plus 1.0 iMT [2020-2021]

        ₹ 10,91,293

        ₹1,42,293₹19,242
        HTX 1.0 iMT [2020-2021]

        ₹ 11,48,218

        ₹1,49,218₹20,256
        HTX Plus 1.0 iMT [2020-2021]

        ₹ 13,60,740

        ₹1,95,740₹23,622
        GTX Plus 1.0 iMT [2020-2021]

        ₹ 14,00,136

        ₹2,01,136₹24,311
        HTK Plus 1.0 DCT

        ₹ 12,78,852

        ₹1,99,852₹21,878
        GTX Plus 1.0 DCT [2020-2021]

        ₹ 15,04,418

        ₹2,15,418₹26,136
        HTE 1.5 [2020-2021]

        ₹ 9,73,045

        ₹1,48,045₹16,728
        HTK 1.5 [2020-2021]

        ₹ 10,82,104

        ₹1,63,104₹18,634
        HTK Plus 1.5 [2020-2021]

        ₹ 11,40,114

        ₹1,71,114₹19,648
        HTX 1.5 [2020-2021]

        ₹ 12,18,708

        ₹1,99,708₹20,662
        HTX Plus 1.5 [2020-2021]

        ₹ 14,14,655

        ₹2,29,655₹24,028
        GTX Plus 1.5 [2020-2021]

        ₹ 14,54,788

        ₹2,35,788₹24,717
        HTK Plus 1.5 AT

        ₹ 13,19,660

        ₹2,30,660₹22,081
        GTX Plus 1.5 AT [2020-2021]

        ₹ 15,61,024

        ₹2,52,024₹26,542
        HTK Plus 1.0 iMT Dual Tone

        ₹ 13,72,327

        ₹1,97,327₹23,825
        GTX Plus 1.0 iMT Dual Tone

        ₹ 14,84,325

        ₹2,29,325₹25,447
        GTX Plus 1.0 DCT Dual Tone

        ₹ 15,59,041

        ₹2,40,041₹26,745
        HTX Plus 1.5 Dual Tone

        ₹ 15,21,892

        ₹2,62,892₹25,528
        GTX Plus 1.5 Dual Tone

        ₹ 15,53,374

        ₹2,58,374₹26,258
        GTX Plus 1.5 AT Dual Tone

        ₹ 16,64,645

        ₹2,85,645₹27,961
        HTE 1.2

        ₹ 8,42,660

        ₹1,27,660₹14,498
        HTK 1.2

        ₹ 9,60,620

        ₹1,45,620₹16,525
        HTK Plus 1.2

        ₹ 10,64,030

        ₹1,59,030₹18,350
        HTK Plus 1.0 iMT

        ₹ 11,65,276

        ₹1,66,276₹20,256
        HTX 1.0 iMT

        ₹ 12,78,852

        ₹1,99,852₹21,878
        HTX 1.0 DCT

        ₹ 13,48,900

        ₹2,09,900₹23,095
        HTX Plus 1.0 iMT

        ₹ 14,30,621

        ₹2,21,621₹24,514
        GTX Plus 1.0 iMT

        ₹ 14,72,650

        ₹2,27,650₹25,244
        GTX Plus 1.0 DCT

        ₹ 15,47,367

        ₹2,38,367₹26,542
        HTE 1.5

        ₹ 10,63,781

        ₹1,74,781₹18,026
        HTK 1.5

        ₹ 11,57,334

        ₹1,88,334₹19,648
        HTK Plus 1.5

        ₹ 12,55,422

        ₹2,20,422₹20,986
        HTX 1.5

        ₹ 13,55,348

        ₹2,36,348₹22,689
        HTX 1.5 AT

        ₹ 14,50,516

        ₹2,51,516₹24,311
        HTX Plus 1.5

        ₹ 15,09,996

        ₹2,60,996₹25,325
        GTX Plus 1.5

        ₹ 15,41,524

        ₹2,56,524₹26,055
        GTX Plus 1.5 AT

        ₹ 16,52,749

        ₹2,83,749₹27,758
        HTX Plus 1.0 iMT Dual Tone

        ₹ 14,42,296

        ₹2,23,296₹24,717
        Anniversary Edition 1.0 iMT

        ₹ 13,25,551

        ₹2,06,551₹22,689
        Anniversary Edition 1.0 DCT

        ₹ 13,95,598

        ₹2,16,598₹23,906
        Anniversary Edition 1.5

        ₹ 14,02,932

        ₹2,43,932₹23,500
        Anniversary Edition 1.5 AT

        ₹ 14,98,100

        ₹2,59,100₹25,122

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        Explore more about Kia Sonet [2020-2022]

        Kia Sonet [2020-2022]
        Kia Sonet [2020-2022]
        ₹ 7.90 - 16.65 Lakh On-Road Price, Mumbai

        Sonet [2020-2022] EMI FAQs

        ₹ 13,768.
        Here is how - Kia Sonet [2020-2022] price starts from ₹ 7,89,804 in Mumbai. If you pay a down payment of ₹ 1,10,804 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 13,768.
        The cheapest Sonet [2020-2022] model is HTE 1.2 [2020-2021] which is priced at ₹ 7,89,804 in Mumbai. You will need to pay at least a ₹ 1,10,804 down payment to buy this model.

        Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
        Here is a model wise list of max loan amount for Sonet [2020-2022].
        VersionOn-road price in MumbaiMax Loan
        HTE 1.2 [2020-2021]₹ 7,89,804₹ 6,79,000
        HTK 1.2 [2020-2021]₹ 8,92,386₹ 7,69,000
        HTK Plus 1.2 [2020-2021]₹ 9,90,409₹ 8,55,000
        HTK Plus 1.0 iMT [2020-2021]₹ 10,91,293₹ 9,49,000
        HTX 1.0 iMT [2020-2021]₹ 11,48,218₹ 9,99,000
        HTX Plus 1.0 iMT [2020-2021]₹ 13,60,740₹ 11,65,000
        GTX Plus 1.0 iMT [2020-2021]₹ 14,00,136₹ 11,99,000
        HTK Plus 1.0 DCT₹ 12,78,852₹ 10,79,000
        GTX Plus 1.0 DCT [2020-2021]₹ 15,04,418₹ 12,89,000
        HTE 1.5 [2020-2021]₹ 9,73,045₹ 8,25,000
        HTK 1.5 [2020-2021]₹ 10,82,104₹ 9,19,000
        HTK Plus 1.5 [2020-2021]₹ 11,40,114₹ 9,69,000
        HTX 1.5 [2020-2021]₹ 12,18,708₹ 10,19,000
        HTX Plus 1.5 [2020-2021]₹ 14,14,655₹ 11,85,000
        GTX Plus 1.5 [2020-2021]₹ 14,54,788₹ 12,19,000
        HTK Plus 1.5 AT₹ 13,19,660₹ 10,89,000
        GTX Plus 1.5 AT [2020-2021]₹ 15,61,024₹ 13,09,000
        HTK Plus 1.0 iMT Dual Tone₹ 13,72,327₹ 11,75,000
        GTX Plus 1.0 iMT Dual Tone₹ 14,84,325₹ 12,55,000
        GTX Plus 1.0 DCT Dual Tone₹ 15,59,041₹ 13,19,000
        HTX Plus 1.5 Dual Tone₹ 15,21,892₹ 12,59,000
        GTX Plus 1.5 Dual Tone₹ 15,53,374₹ 12,95,000
        GTX Plus 1.5 AT Dual Tone₹ 16,64,645₹ 13,79,000
        HTE 1.2₹ 8,42,660₹ 7,15,000
        HTK 1.2₹ 9,60,620₹ 8,15,000
        HTK Plus 1.2₹ 10,64,030₹ 9,05,000
        HTK Plus 1.0 iMT₹ 11,65,276₹ 9,99,000
        HTX 1.0 iMT₹ 12,78,852₹ 10,79,000
        HTX 1.0 DCT₹ 13,48,900₹ 11,39,000
        HTX Plus 1.0 iMT₹ 14,30,621₹ 12,09,000
        GTX Plus 1.0 iMT₹ 14,72,650₹ 12,45,000
        GTX Plus 1.0 DCT₹ 15,47,367₹ 13,09,000
        HTE 1.5₹ 10,63,781₹ 8,89,000
        HTK 1.5₹ 11,57,334₹ 9,69,000
        HTK Plus 1.5₹ 12,55,422₹ 10,35,000
        HTX 1.5₹ 13,55,348₹ 11,19,000
        HTX 1.5 AT₹ 14,50,516₹ 11,99,000
        HTX Plus 1.5₹ 15,09,996₹ 12,49,000
        GTX Plus 1.5₹ 15,41,524₹ 12,85,000
        GTX Plus 1.5 AT₹ 16,52,749₹ 13,69,000
        HTX Plus 1.0 iMT Dual Tone₹ 14,42,296₹ 12,19,000
        Anniversary Edition 1.0 iMT₹ 13,25,551₹ 11,19,000
        Anniversary Edition 1.0 DCT₹ 13,95,598₹ 11,79,000
        Anniversary Edition 1.5₹ 14,02,932₹ 11,59,000
        Anniversary Edition 1.5 AT₹ 14,98,100₹ 12,39,000

        As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

        Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
        • 1. If you select a higher tenure loan, let's say 7 years, your EMI for Sonet [2020-2022] HTE 1.2 [2020-2021] will be ₹ 12,310 but you will have to pay interest of ₹ 3,55,040 over the period of 7 years.
        • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 24,750, but your interest payment will be only ₹ 2,12,000 over the 3 years period.