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      Kia Seltos Car Loan EMI Calculator

      Kia Seltos EMI starts at 22,099 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 2.09 Lakh. Kia Seltos price starts at ₹ 12.98 Lakh and goes up to ₹ 24.72 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

      Kia Seltos
      KiaSeltos₹ 12.98 - 24.72 Lakh

      Variant

      HTE 1.5 Petrol MT

      Right Arrow

      City

      Mumbai

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      Adjust Seltos Car Loan Parameters

      On-Road Price

      ₹ 12,98,496

      Seltos HTE 1.5 Petrol MT EMI

      22,099 for 5 Years

      %

      Kia Seltos HTE 1.5 Petrol MT Car Loan EMI

      On-Road Price₹ 12,98,496
      Ex-Showroom Price₹ 1089900
      Max Loan Amount₹ 1089900
      Down Payment as per your Selectiont₹ 2,08,596
      Loan Amount₹ 10,89,900
      EMI Amount 22,099
      Interest Component2,36,040(17.8%)
      Principal Component10,89,900(82.2%)
      Total Payable over 5 Years13,25,940
      Note: This doesn't include bank processing fee.

      Kia Seltos Loan Repayment Schedule

      This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

      MonthsPrincipal PaidInterest PaidBalance Loan
      12₹ 1,84,676₹ 80,512₹ 9,05,224
      24₹ 2,00,005₹ 65,183₹ 7,05,219
      36₹ 2,16,604₹ 48,584₹ 4,88,615
      48₹ 2,34,583₹ 30,605₹ 2,54,032
      60₹ 2,54,032₹ 11,136₹ 0

      Kia Seltos EMI

      Kia Seltos Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 2,08,596

      On-Road Price in MumbaiMin Down PaymentEMI
      HTE 1.5 Petrol MT

      ₹ 12,98,496

      ₹2,08,596₹22,099
      HTK 1.5 Petrol MT

      ₹ 14,61,016

      ₹2,32,116₹24,918
      HTK Plus 1.5 Petrol MT

      ₹ 16,67,965

      ₹2,62,065₹28,507
      HTX 1.5 Petrol MT

      ₹ 18,34,563

      ₹2,89,663₹31,325
      HTK Plus 1.5 Petrol CVT

      ₹ 18,31,056

      ₹2,89,156₹31,264
      HTX 1.5 Petrol CVT

      ₹ 20,00,590

      ₹3,13,690₹34,204
      HTK Plus 1.5 Turbo Petrol iMT

      ₹ 18,54,440

      ₹2,92,540₹31,670
      HTX Plus 1.5 Turbo Petrol iMT

      ₹ 22,18,061

      ₹3,45,161₹37,976
      HTX Plus 1.5 Turbo Petrol DCT

      ₹ 23,34,982

      ₹3,62,082₹40,003
      GTX Plus (S) 1.5 Turbo Petrol DCT

      ₹ 22,96,398

      ₹3,56,498₹39,334
      GTX Plus 1.5 Turbo Petrol DCT

      ₹ 23,66,550

      ₹3,66,650₹40,551
      X Line (S) 1.5 Turbo Petrol DCT

      ₹ 23,25,628

      ₹3,60,728₹39,841
      X Line 1.5 Turbo Petrol DCT

      ₹ 24,30,587

      ₹3,93,687₹41,301
      HTE 1.5 Diesel MT

      ₹ 15,00,360

      ₹2,59,460₹25,161
      HTK 1.5 Diesel MT

      ₹ 16,65,715

      ₹2,85,815₹27,979
      HTK Plus 1.5 Diesel MT

      ₹ 18,77,975

      ₹3,23,075₹31,528
      HTX 1.5 Diesel MT

      ₹ 20,45,709

      ₹3,49,809₹34,387
      HTX Plus 1.5 Diesel MT

      ₹ 22,59,838

      ₹3,83,938₹38,036
      HTX 1.5 Diesel iMT

      ₹ 20,73,070

      ₹3,54,170₹34,853
      HTX Plus 1.5 Diesel iMT

      ₹ 22,82,440

      ₹3,87,540₹38,422
      HTK Plus 1.5 Diesel AT

      ₹ 20,40,951

      ₹3,49,051₹34,306
      HTX 1.5 Diesel AT

      ₹ 22,15,822

      ₹3,76,922₹37,286
      GTX Plus (S) 1.5 Diesel AT

      ₹ 23,35,972

      ₹3,96,072₹39,334
      GTX Plus 1.5 Diesel AT

      ₹ 24,07,348

      ₹4,07,448₹40,551
      X Line (S) 1.5 Diesel AT

      ₹ 23,65,712

      ₹4,00,812₹39,841
      X Line 1.5 Diesel AT

      ₹ 24,72,140

      ₹4,35,240₹41,301
      GTX 1.5 Turbo Petrol DCT

      ₹ 22,49,630

      ₹3,49,730₹38,523
      GTX 1.5 Diesel AT

      ₹ 22,88,388

      ₹3,88,488₹38,523

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      Explore more about Kia Seltos

      Kia Seltos
      Kia Seltos
      ₹ 12.98 - 24.72 Lakh On-Road Price, Mumbai

      Seltos EMI FAQs

      ₹ 22,099.
      Here is how - Kia Seltos price starts from ₹ 12,98,496 in Mumbai. If you pay a down payment of ₹ 2,08,596 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 22,099.
      The cheapest Seltos model is HTE 1.5 Petrol MT which is priced at ₹ 12,98,496 in Mumbai. You will need to pay at least a ₹ 2,08,596 down payment to buy this model.

      Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
      Here is a model wise list of max loan amount for Seltos.
      VersionOn-road price in MumbaiMax Loan
      HTE 1.5 Petrol MT₹ 12,98,496₹ 10,89,900
      HTK 1.5 Petrol MT₹ 14,61,016₹ 12,28,900
      HTK Plus 1.5 Petrol MT₹ 16,67,965₹ 14,05,900
      HTX 1.5 Petrol MT₹ 18,34,563₹ 15,44,900
      HTK Plus 1.5 Petrol CVT₹ 18,31,056₹ 15,41,900
      HTX 1.5 Petrol CVT₹ 20,00,590₹ 16,86,900
      HTK Plus 1.5 Turbo Petrol iMT₹ 18,54,440₹ 15,61,900
      HTX Plus 1.5 Turbo Petrol iMT₹ 22,18,061₹ 18,72,900
      HTX Plus 1.5 Turbo Petrol DCT₹ 23,34,982₹ 19,72,900
      GTX Plus (S) 1.5 Turbo Petrol DCT₹ 22,96,398₹ 19,39,900
      GTX Plus 1.5 Turbo Petrol DCT₹ 23,66,550₹ 19,99,900
      X Line (S) 1.5 Turbo Petrol DCT₹ 23,25,628₹ 19,64,900
      X Line 1.5 Turbo Petrol DCT₹ 24,30,587₹ 20,36,900
      HTE 1.5 Diesel MT₹ 15,00,360₹ 12,40,900
      HTK 1.5 Diesel MT₹ 16,65,715₹ 13,79,900
      HTK Plus 1.5 Diesel MT₹ 18,77,975₹ 15,54,900
      HTX 1.5 Diesel MT₹ 20,45,709₹ 16,95,900
      HTX Plus 1.5 Diesel MT₹ 22,59,838₹ 18,75,900
      HTX 1.5 Diesel iMT₹ 20,73,070₹ 17,18,900
      HTX Plus 1.5 Diesel iMT₹ 22,82,440₹ 18,94,900
      HTK Plus 1.5 Diesel AT₹ 20,40,951₹ 16,91,900
      HTX 1.5 Diesel AT₹ 22,15,822₹ 18,38,900
      GTX Plus (S) 1.5 Diesel AT₹ 23,35,972₹ 19,39,900
      GTX Plus 1.5 Diesel AT₹ 24,07,348₹ 19,99,900
      X Line (S) 1.5 Diesel AT₹ 23,65,712₹ 19,64,900
      X Line 1.5 Diesel AT₹ 24,72,140₹ 20,36,900
      GTX 1.5 Turbo Petrol DCT₹ 22,49,630₹ 18,99,900
      GTX 1.5 Diesel AT₹ 22,88,388₹ 18,99,900

      As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

      Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
      • 1. If you select a higher tenure loan, let's say 7 years, your EMI for Seltos HTE 1.5 Petrol MT will be ₹ 20,239 but you will have to pay interest of ₹ 6,10,176 over the period of 7 years.
      • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 40,690, but your interest payment will be only ₹ 3,74,940 over the 3 years period.