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      Kia Carens Car Loan EMI Calculator

      Kia Carens EMI starts at 21,329 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 2.02 Lakh. Kia Carens price starts at ₹ 12.54 Lakh and goes up to ₹ 23.68 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

      Kia Carens
      KiaCarens₹ 12.54 - 23.68 Lakh

      Variant

      Premium 1.5 Petrol 7 STR

      Right Arrow

      City

      Mumbai

      Right Arrow

      Adjust Carens Car Loan Parameters

      On-Road Price

      ₹ 12,54,067

      Carens Premium 1.5 Petrol 7 STR EMI

      21,329 for 5 Years

      Down Payment
      Loan Tenure (Months)
      Bank Interest Rate
      %

      Kia Carens Premium 1.5 Petrol 7 STR Car Loan EMI

      On-Road Price₹ 12,54,067
      Ex-Showroom Price₹ 1051900
      Max Loan Amount₹ 1051900
      Down Payment as per your Selectiont₹ 2,02,167
      Loan Amount₹ 10,51,900
      EMI Amount 21,329
      Interest Component2,27,840(17.8%)
      Principal Component10,51,900(82.2%)
      Total Payable over 5 Years12,79,740
      Note: This doesn't include bank processing fee.

      Kia Carens Loan Repayment Schedule

      This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

      MonthsPrincipal PaidInterest PaidBalance Loan
      12₹ 1,78,240₹ 77,708₹ 8,73,660
      24₹ 1,93,038₹ 62,910₹ 6,80,622
      36₹ 2,09,059₹ 46,889₹ 4,71,563
      48₹ 2,26,412₹ 29,536₹ 2,45,151
      60₹ 2,45,151₹ 10,745₹ 0

      Kia Carens EMI

      Kia Carens Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 2,02,167

      On-Road Price in MumbaiMin Down PaymentEMI
      Premium 1.5 Petrol 7 STR

      ₹ 12,54,067

      ₹2,02,167₹21,329
      Premium (O) 1.5 Petrol 7 STR

      ₹ 13,00,835

      ₹2,08,935₹22,140
      Prestige 1.5 Petrol 7 STR

      ₹ 14,23,601

      ₹2,26,701₹24,269
      Prestige (O) 1.5 Petrol 7 STR

      ₹ 14,41,139

      ₹2,29,239₹24,573
      Prestige (O) 1.5 Petrol 6 STR

      ₹ 14,41,139

      ₹2,29,239₹24,573
      Premium (O) 1.5 Turbo Petrol iMT 7 STR

      ₹ 14,76,215

      ₹2,34,315₹25,181
      Prestige 1.5 Turbo Petrol iMT 7 STR

      ₹ 16,16,519

      ₹2,54,619₹27,614
      Luxury 1.5 Turbo Petrol iMT 7 STR

      ₹ 19,83,052

      ₹3,11,152₹33,900
      Luxury Plus 1.5 Turbo Petrol iMT 6 STR

      ₹ 21,05,818

      ₹3,28,918₹36,029
      Luxury Plus 1.5 Turbo Petrol iMT 7 STR

      ₹ 21,11,664

      ₹3,29,764₹36,131
      Luxury Plus 1.5 Turbo Petrol DCT 6 STR

      ₹ 22,11,047

      ₹3,44,147₹37,854
      Luxury Plus 1.5 Turbo Petrol DCT 7 STR

      ₹ 22,16,893

      ₹3,44,993₹37,955
      X Line 1.5 Turbo Petrol DCT 6 STR

      ₹ 22,75,353

      ₹3,53,453₹38,969
      X Line 1.5 Turbo Petrol DCT 7 STR

      ₹ 22,75,353

      ₹3,53,453₹38,969
      Premium 1.5 Diesel MT 7 STR

      ₹ 15,31,290

      ₹2,64,390₹25,688
      Prestige 1.5 Diesel MT 7 STR

      ₹ 16,91,886

      ₹2,89,986₹28,425
      Prestige Plus 1.5 Diesel MT 7 STR

      ₹ 18,68,459

      ₹3,21,559₹31,366
      Luxury 1.5 Diesel MT 7 STR

      ₹ 20,70,691

      ₹3,53,791₹34,813
      Luxury Plus 1.5 Diesel MT 7 STR

      ₹ 21,89,651

      ₹3,72,751₹36,840
      Luxury Plus 1.5 Diesel MT 6 STR

      ₹ 21,89,651

      ₹3,72,751₹36,840
      Luxury 1.5 Diesel iMT 7 STR

      ₹ 20,82,587

      ₹3,55,687₹35,015
      Luxury Plus 1.5 Diesel iMT 7 STR

      ₹ 22,13,444

      ₹3,76,544₹37,246
      Luxury Plus 1.5 Diesel iMT 6 STR

      ₹ 22,13,444

      ₹3,76,544₹37,246
      Luxury Plus 1.5 Diesel AT 7 STR

      ₹ 23,02,664

      ₹3,90,764₹38,766
      Luxury Plus 1.5 Diesel AT 6 STR

      ₹ 23,14,560

      ₹3,92,660₹38,969
      X Line 1.5 Diesel AT 6 STR

      ₹ 23,68,092

      ₹4,01,192₹39,882
      Prestige Plus 1.5 Turbo Petrol iMT 7 STR

      ₹ 17,68,516

      ₹2,76,616₹30,250
      Prestige Plus (O) 1.5 Turbo DCT 7 STR

      ₹ 19,12,900

      ₹3,01,000₹32,684
      Premium (O) 1.5 Diesel MT 7 STR

      ₹ 15,61,030

      ₹2,69,130₹26,195
      Prestige Plus (O) 1.5 Diesel AT 7 STR

      ₹ 19,99,315

      ₹3,42,415₹33,596

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      Explore more about Kia Carens

      Kia Carens
      Kia Carens
      ₹ 12.54 - 23.68 LakhOn-Road Price, Mumbai

      Carens EMI FAQs

      ₹ 21,329.
      Here is how - Kia Carens price starts from ₹ 12,54,067 in Mumbai. If you pay a down payment of ₹ 2,02,167 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 21,329.
      The cheapest Carens model is Premium 1.5 Petrol 7 STR which is priced at ₹ 12,54,067 in Mumbai. You will need to pay at least a ₹ 2,02,167 down payment to buy this model.

      Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
      Here is a model wise list of max loan amount for Carens.
      VersionOn-road price in MumbaiMax Loan
      Premium 1.5 Petrol 7 STR₹ 12,54,067₹ 10,51,900
      Premium (O) 1.5 Petrol 7 STR₹ 13,00,835₹ 10,91,900
      Prestige 1.5 Petrol 7 STR₹ 14,23,601₹ 11,96,900
      Prestige (O) 1.5 Petrol 7 STR₹ 14,41,139₹ 12,11,900
      Prestige (O) 1.5 Petrol 6 STR₹ 14,41,139₹ 12,11,900
      Premium (O) 1.5 Turbo Petrol iMT 7 STR₹ 14,76,215₹ 12,41,900
      Prestige 1.5 Turbo Petrol iMT 7 STR₹ 16,16,519₹ 13,61,900
      Luxury 1.5 Turbo Petrol iMT 7 STR₹ 19,83,052₹ 16,71,900
      Luxury Plus 1.5 Turbo Petrol iMT 6 STR₹ 21,05,818₹ 17,76,900
      Luxury Plus 1.5 Turbo Petrol iMT 7 STR₹ 21,11,664₹ 17,81,900
      Luxury Plus 1.5 Turbo Petrol DCT 6 STR₹ 22,11,047₹ 18,66,900
      Luxury Plus 1.5 Turbo Petrol DCT 7 STR₹ 22,16,893₹ 18,71,900
      X Line 1.5 Turbo Petrol DCT 6 STR₹ 22,75,353₹ 19,21,900
      X Line 1.5 Turbo Petrol DCT 7 STR₹ 22,75,353₹ 19,21,900
      Premium 1.5 Diesel MT 7 STR₹ 15,31,290₹ 12,66,900
      Prestige 1.5 Diesel MT 7 STR₹ 16,91,886₹ 14,01,900
      Prestige Plus 1.5 Diesel MT 7 STR₹ 18,68,459₹ 15,46,900
      Luxury 1.5 Diesel MT 7 STR₹ 20,70,691₹ 17,16,900
      Luxury Plus 1.5 Diesel MT 7 STR₹ 21,89,651₹ 18,16,900
      Luxury Plus 1.5 Diesel MT 6 STR₹ 21,89,651₹ 18,16,900
      Luxury 1.5 Diesel iMT 7 STR₹ 20,82,587₹ 17,26,900
      Luxury Plus 1.5 Diesel iMT 7 STR₹ 22,13,444₹ 18,36,900
      Luxury Plus 1.5 Diesel iMT 6 STR₹ 22,13,444₹ 18,36,900
      Luxury Plus 1.5 Diesel AT 7 STR₹ 23,02,664₹ 19,11,900
      Luxury Plus 1.5 Diesel AT 6 STR₹ 23,14,560₹ 19,21,900
      X Line 1.5 Diesel AT 6 STR₹ 23,68,092₹ 19,66,900
      Prestige Plus 1.5 Turbo Petrol iMT 7 STR₹ 17,68,516₹ 14,91,900
      Prestige Plus (O) 1.5 Turbo DCT 7 STR₹ 19,12,900₹ 16,11,900
      Premium (O) 1.5 Diesel MT 7 STR₹ 15,61,030₹ 12,91,900
      Prestige Plus (O) 1.5 Diesel AT 7 STR₹ 19,99,315₹ 16,56,900

      As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

      Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
      • 1. If you select a higher tenure loan, let's say 7 years, your EMI for Carens Premium 1.5 Petrol 7 STR will be ₹ 19,546 but you will have to pay interest of ₹ 5,89,964 over the period of 7 years.
      • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 39,298, but your interest payment will be only ₹ 3,62,828 over the 3 years period.