For the base model
City SV Petrol, whose price is
₹10.65 Lakh, you will need to do a down payment of
₹1,15,259. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹19,261 for a 5 years loan.