Audi A6 Car Loan EMI Calculator

₹ 1,33,256.
Here is how - Audi A6 price starts from ₹ 79,92,895 in Mumbai. If you pay a down payment of ₹ 14,20,895 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 1,33,256.

The cheapest A6 model is Premium Plus 45 TFSI which is priced at ₹ 79,92,895 in Mumbai. You will need to pay at least a ₹ 14,20,895 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for A6.

Version	On-road price in Mumbai	Max Loan
Premium Plus 45 TFSI	₹ 79,92,895	₹ 65,72,000
Technology 45 TFSI W/O Matrix	₹ 78,85,334	₹ 66,26,000
Technology 45 TFSI	₹ 87,54,309	₹ 72,06,000

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for A6 Premium Plus 45 TFSI will be ₹ 1,24,579 but you will have to pay interest of ₹ 38,92,636 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 2,50,468, but your interest payment will be only ₹ 24,44,848 over the 3 years period.

₹ 1,33,256
Audi A6 price starts from ₹ 79,92,895 in Mumbai.

We have considered
Down-payement : ₹ 14,20,895
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy A6 with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 26,65,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of A6 starts from ₹ 79.93 Lakh, you can get a loan with an annual income as low as ₹ 26.65 lakh.

Here are the most important things you should consider while getting a car loan for a new A6

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.