For the base model
Cruze 2009 , whose price is
₹ 15.62 Lakh, you will need to do a down payment of
₹ 2,54,897. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 26,500 for a 5 years loan.